Patricia Pearl - Small Claims Procedure - A Practical Guide


An excellent guide for the layperson in how to use the County Court - a must if you are intending to start a claim.

£19.99 + £1.50 (P&P)




Last Will and Testament Kit


Make a legally valid will without the fuss and expense of a solicitor - includes a full step-by-step guide.

£9.99 + £1.50 (P&P)

BAILIFFS - The Law and Your Rights

Written by John Kruse, one of the leading experts on Bailiff Law, this consumer friendly guide is essential reading for anyone who comes into contact with a bailiff.

The book is easy to understand and clearly explains the rights a bailiff has, and also what they cannot do when collecting debts and repossessing goods etc.

£13.95 + £2.00 (P&P)


Reclaim the Right Ltd. - reg. 05783665 in the UK

reg. office:
923 Finchley Road
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NW11 7PE



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  1. #1
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    Default Credit Card Killer - Buying Agreements

    I have recently noticed that credit card killer is buying up credit agreements like a debt collectionicon agency. Can anyone confirm how this would effect your credit rating?


  2. #2
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    Default Re: Credit Card Killer - Buying Agreements

    I have recently noticed that credit card killer is buying up credit agreements like a debt collectionicon agency.
    Where exactly have you noticed this? Can you give any examples or links?


  3. #3
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    Default Re: Credit Card Killer - Buying Agreements

    EDIT

    I think the benefit here is it's instant and liability transfers to them so you can wash your hands of any debt. Though I wonder how this would effect your credit rating and how the lender would respond to this.



    Edited to remove commercial link


  4. #4
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    Default Re: Credit Card Killer - Buying Agreements

    Not paying a credit card is highly likely to adversely effect your credit rating.


  5. #5
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    Default Re: Credit Card Killer - Buying Agreements

    Quote Originally Posted by sohiab View Post

    I think the benefit here is it's instant and liability transfers to them so you can wash your hands of any debt. Though I wonder how this would effect your credit rating and how the lender would respond to this.
    link needs removing as leads to a commercial site.


  6. #6
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    Default Re: Credit Card Killer - Buying Agreements

    Already reported enamae.


  7. #7
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    Default Re: Credit Card Killer - Buying Agreements

    Quote Originally Posted by rory32 View Post
    Already reported enamae.
    how about post 6 . He's posted 8 links so far.I've reported to site but no one is on at the moment.


  8. #8
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    Default Re: Credit Card Killer - Buying Agreements

    I reported that as well. It is fairly late in the night and the people who moderate the site do do it in their spare time. It is not a paid position.


  9. #9
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    Default Momentum Networks Ltd t/a Credit Card Killer - Buying Agreements

    I used the services of Basil Rankine and Momentum Networks Ltd t/a Credit Card Killer costing me £5k as at the time I saw no way out and was advised by my IFA and his Agent that this was legal and an alternative to other debt managementicon services.

    Well its now nearly 12 months later, I hear nothing from them and havent done for more than 6 months. Companies House states the company is no longer trading despite reciving millions through their agency set-up and I'm still responsible for all debts and my credit files couldnt be any worse.

    I was stupid to trust these people, dont make the same mistake, if it it sounds too good to be true, it is.

    These people have no idea how to run a business and I'm reporting them to Fair Trading and the police for fraudulant activity.

    p.s. They are now stating that all previous services are withdrawn, yet no sign of my money back.


  10. #10
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    Default Re: Credit Card Killer - Buying Agreements

    Liversidge v Broadbent [1859] - A debtor cannot relieve himself of his liability to his
    creditor by assigning the burden of the obligation to some one else. Novation
    required, not assignment.


    Maybe you might have an action in tort against them, depending on your circumstances, for negligent misrepresentation,


  11. #11
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    Default Re: Credit Card Killer - Buying Agreements

    Above poster seems to be based in the USA and could be a troll... reported post to moderators.


  12. #12
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    Default Re: Credit Card Killer - Buying Agreements

    Quote Originally Posted by sillygirl1 View Post
    Above poster seems to be based in the USA and could be a troll... reported post to moderators.
    Thanks


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    Default Re: Credit Card Killer - Buying Agreements

    Hey Hey Seq

    Jus popping in, High Court found in our favour

    will explain more when judgment is handed down


  14. #14
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    Default Re: Credit Card Killer - Buying Agreements

    Quote Originally Posted by pt2537 View Post
    Hey Hey Seq

    Jus popping in, High Court found in our favour

    will explain more when judgment is handed down
    Hey mate, hope you're well. Looking forward to it!


  15. #15
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    Default Re: Credit Card Killer - Buying Agreements

    Well, well, what a surprise - I found someone else who used Credit Card Killer they ended up in court with one of their creditors and despite Basil Rankines assurances that he would be there to support everyone in court. He nor anyone else from Momentum Networks Ltd t/a Credit Card Killer turned up... luckily neither did Barclay Cards lawyers, but the hearing was simply postponed.

    If you can get out of an agreement yourself, do it - DO NOT DO AS I DID and use the services of Momentum Networks Ltd t/a Credit Card Killer and Mr Basily Faulty, you'll just make Robin Hood richer and you'll be in even more debt.


  16. #16
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    Default Re: Credit Card Killer - Buying Agreements

    Quote Originally Posted by sequenci View Post
    Hey mate, hope you're well. Looking forward to it!
    Court of Appeal found for us too lol


  17. #17
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    Default Re: Credit Card Killer - Buying Agreements

    Well done, you clearly didnt use the services of Momentum Networks Ltd t/a Credit Card Killer... check out their website, it even states they no longer sell previous services. Very probably due to the injunction found against them my the OFT. oft.gov.uk/news-and-updates/press/2010/43-10


  18. #18
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    Default Re: Credit Card Killer - Buying Agreements

    Quote Originally Posted by Andy1969 View Post
    Well done, you clearly didnt use the services of Momentum Networks Ltd t/a Credit Card Killer... check out their website, it even states they no longer sell previous services. Very probably due to the injunction found against them my the OFT. oft.gov.uk/news-and-updates/press/2010/43-10
    hell no,


  19. #19
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    Default Re: Credit Card Killer - Buying Agreements

    In which case - congratulations and I hope to follow in your footsteps in the next year.



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