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Northern Ireland, Ulster Bank Customers


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Hi

 

I know that the Ulster Bank in Northern Ireland is owned by the Royal Bank of Scotland. Are we covered by the English laws you mentioned in the FAQs? Are there separate laws for Northern Ireland?

 

Has anyone who has an account with the Ulster Bank tried to reclaim their charges?

 

Thanks

Applicable law and jusrisdiction depends on where the contract was made.

 

The law realting to disporoportionate penalties is the same throughout the UK + NI. Procedure and small claims limits differ.

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  • 2 months later...
Hi

 

I know that the Ulster Bank in Northern Ireland is owned by the Royal Bank of Scotland. Are we covered by the English laws you mentioned in the FAQs? Are there separate laws for Northern Ireland?

 

Has anyone who has an account with the Ulster Bank tried to reclaim their charges?

 

Thanks

 

I have just sent of my DPA letter to Ulster Bank, asking for all charges for the last 6 years.

 

The laws apply equally to N Ireland, you take Ulster bank (not RBoS) through the small claims process in the NI Court Service. Maximum claim for small claims is £2000. I've searched the boards for other members' action against Ulster Bank, and haven't found any yet, although a few NI members have taken English banks (Abbey and Halifax I think) through the NI courts.

 

Just to complicate my case, I actually now live in Scotland. I'm hoping Ulster will settle before it comes to court action, as I'm unsure whether I can take them through small claims in Belfast when I live in Scotland. The maximum claim in Scotland is £750, and I anticipate my bank charges are in excess of that. I will cross that bridge if I come to it, but am determined to follow this through to a conclusion!!

Ulster Bank

Paid in full Jan 2007, £2266.00

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  • 4 weeks later...

I have just sent my DPA to the Ulster bank (6/6/06) and await their reply with some interest. Just happy to be able to do something.

 

(They do not like it up 'em!):D

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hi jeremy, will be interesting to see how your case goes as i will in due course challenge ulster bank

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Mortgage Express charges- settled in full after issuing claim

 

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To view the FAQ'S click here: http://www.consumeractiongroup.co.uk/forum/faqs-please-read-these/

To view the PRELIM letter click here: http://www.consumeractiongroup.co.uk/forum/bank-templates-library/516-1-data-protection-act.html

To view the Letter Before Action click here: http://www.consumeractiongroup.co.uk/forum/bank-templates-library/92-3-letter-before-action.html

To find Registered Address:

http://www.esd.informationcommissioner.gov.uk/esd/search.asp

 

 

If my advise helps click here http://www.consumeractiongroup.co.uk/forum/reputation.php?p=366404

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  • 12 years later...

This topic was closed on 03/06/19.

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- Consumer Action Group

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