Written by John Kruse, one of the leading experts on Bailiff Law, this consumer friendly guide is essential reading for anyone who comes into contact with a bailiff.
The book is easy to understand and clearly explains the rights
a bailiff has, and also what they cannot do when collecting debts and repossessing goods etc.
Angie Knights' cabinet with night vision technology
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Quick question re waiver and being opted out of reserve
This has been bugging me all day, and there may be a quick answer to it.
If Barclays haven't asked for the waiver to be extended, due to their new service regime blag, what happens to those who opted out and are handed charges at £30 etc.
Is the game as it was?
I know that Barclays may still use the test case as an excuse, or a judge might not quite get it (I don't) but can they still refer to it?.
I bet Barclays will put up a brick wall and defend if that's right. :?
Re: Quick question re waiver and being opted out of reserve
Good question.
I believe the waiver being, errr, waived by Barclays for the new T&Cs only relates to the Reserve fees and opted-out people will by extension fall under the waiver terms. :-|
Arguing the UTCCR is fine, but since that's still subject to appeal, that would get stayed anyway.
I do believe the Reserve fees should be challengeable under the UTCCR, though, but I'd love to see what the fos makes of it. Are you volunteering?
Apologies to people who I was in the process of helping, I may be gone some time.
Angie Knights' cabinet with night vision technology
Posts
2,229
Re: Quick question re waiver and being opted out of reserve
I am in the luxurious position of not getting charges hun, I got a handful many moons ago when I was partying too much! (I don't have the responsibilities that others do, of course I understand why many do). I would lovingly try Bookie, but I can't. The minute, on checking my balance, there is any concerns I am straight on the phone!.
Shut up Thai, Bookie on second read is talking about reserve fees - no hun, I opted out! - fos would probably say 'shut up, this doesn't affect you')
I had to opt out 3 times until they let me btw, mate tried twice and has just accepted they don't want him to. He'll never get a charge, he says, so aint too bothered.
I'll digest your post here and in the BG tomorrow, because I am befuddled!
Quick question re waiver and being opted out of reserve
haven't asked for the waiver
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