Written by John Kruse, one of the leading experts on Bailiff Law, this consumer friendly guide is essential reading for anyone who comes into contact with a bailiff.
The book is easy to understand and clearly explains the rights
a bailiff has, and also what they cannot do when collecting debts and repossessing goods etc.
I have to say that I've found everyone to be very helpful here in the last couple of weeks' hovering I've been doing. What a great forum. I have a monumental (at least to us) problem with Barclaycard at the moment but until I can collate everything together and ask for your sage advice I simply wished to say hello to everyone and introduce myself. Does the board have a token Scouser yet? If not then I can dust off my shell suit and go to work, I noticed that an awful lot of DCAs seem to come from the environs of the Mersey. Shameful.
Anyway, I hope everyone's well and dandy and I look forward to regaling you all with my merry tale of mirth with Barclaycard just as soon as my 12+2 days are over.
What comes from the Mersey region? I said a lot of debt collection Agencies seem to be based here and that I found that shameful because I like the people and the area and I find many DCAs to be exploitative and over zealous. Is that unfair?
debt collecting companies come from all over.. not just mersey region,,, it was just your comments,,, [shell suits] dont need it atall may i make a point,,, have you ever been to our region,,if so please tell me have you ever seen aa shell suit because i hav'nt
Yes I do come from the area, I've lived here for most of my life so far and yes I have seen shellsuits (not just here I might add). I really don't mean to upset anyone, it's just that the welcome forum seemed a bit dour and I thought I'd lighten things up a bit (by seemingly causing an argument!). I'm sorry if I upset you Julie.
With a template from this very site. I also requested a SAR due to a horrendous month of them telling me they wouldn't take any money out of my account and then trying twice to get it. I must add that this is a loan I'm talking about not a credit card.
Brassed off... good name... just about sums it all up!
With a template from this very site. I also requested a Subject access request due to a horrendous month of them telling me they wouldn't take any money out of my account and then trying twice to get it. I must add that this is a loan I'm talking about not a credit card.
Brassed off... good name... just about sums it all up!
I hope you got that in writing Pumbar Do yourself a favour, though don't talk to them on the 'phone, from now on, it's everything in writing only Make sure that you chase up your Subject access request with CAG's non-compliance letters!
Think my username is a bit corny now but hey
I was going to give Pink Duchess a nice piccy to celebrate her 5,000th post but Firefox doesn't like me tonight
Has anyone had any luck here with questioning an agreement on a loan? It seems to be mostly credit cards on the site... I assume it's essentially the same principle but the higher amounts must give the lenders a little impetus to get their house in order when they draft agreements? Or am I being naive?
I've a policy of not taking calls if I'm not interested in them so I should be okay (I get lots of people trying to sell me windows for some reason, I tend to tell them that I don't have windows because I live in the UK's first eco-igloo, I may employ something similar if Barclays ever phone me; perhaps that I have forsaken Earth and no longer recognise human currency and prefer to work with the Venusian Yatt which is currently holding its own versus the Plutonian spoogle. Something like that should be okay) . Excellent advice though BO and I'll get those chase letters ready to go when the time's up.
Thanks for that.
Congratulations too to Pink Duchess on the post total.
Hello to everyone
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Originally Posted by pumbar
Do yourself a favour, though don't talk to them on the 'phone, from now on, it's everything in writing only 
