Written by John Kruse, one of the leading experts on Bailiff Law, this consumer friendly guide is essential reading for anyone who comes into contact with a bailiff.
The book is easy to understand and clearly explains the rights
a bailiff has, and also what they cannot do when collecting debts and repossessing goods etc.
I paid the full 12 month premium for my car insurance by credit card. Does this give the insurance company the right to renew automatically and charge my card unless I opt out come renewal time?
If the answer is yes, if I pay them by cheque this year does that stop them having any right to charge my card in subsequent years?
They do have the right to renew if provided for (a sinful provision imho). They can only take payment if you have agreed to it (and they have your details). If they dont, they will renew and ask for payment.
I paid the full 12 month premium for my car insurance by credit card. Does this give the insurance company the right to renew automatically and charge my card unless I opt out come renewal time?
This will depend on whether this is in the T&C's (and it's pretty standard these days), so the obvious thing to do is send a letter now saying you do not want them to automatically renew and you do not authorise them to take the renewal premium next year.
Thanks for that. TBH every year I challenge them on price and they come down to meet the lowest quote I can find so I don't necessarily want to change.
Bit by bit I'm getting rid of DDs and going back to the old system where I am the only person with access to my bank account and I decide what's paid out of it and when. Things that were paid by credit card are, it seems, a bit more of a problem.
Insurance auto renewal
by credit card. Does this give the insurance company the right to renew automatically and charge my card unless I opt out come renewal time?
Reply With Quote
