Written by John Kruse, one of the leading experts on Bailiff Law, this consumer friendly guide is essential reading for anyone who comes into contact with a bailiff.
The book is easy to understand and clearly explains the rights
a bailiff has, and also what they cannot do when collecting debts and repossessing goods etc.
Just about to have a read through what I should do to get this all going, I have accounts with Halifax and First Direct, last month the Halifax charged me £422 in ONE MONTH for being £1.00 over my limit and having 3 direct debits returned
Bets of luck - the most important things you can do are have a good read around, not just at the FAQ's which are really useful, but also at other peoples experiences, particularly in the threads about the banks you are looking to take action against.
Keep us updated
Please note that I am not a legal expert and all advice given is without prejudice and is purely my opinion only.
** Nationwide - £1821.15-PAID IN FULL - Aug 06 ** ** Halifax Mortgage -£390 - PAID IN FULL - Nov 06 ** Lloyds TSB - MCOL issued 09/03/07 - £2953 + costs - ON HOLD....
Hi all, I am totally new here
and First Direct, last month the Halifax charged me £422 in ONE MONTH for being £1.00 over my limit and having 3 direct debits returned
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