Written by John Kruse, one of the leading experts on Bailiff Law, this consumer friendly guide is essential reading for anyone who comes into contact with a bailiff.
The book is easy to understand and clearly explains the rights
a bailiff has, and also what they cannot do when collecting debts and repossessing goods etc.
I first applied to have bank charges returned to me early last year and was sent a Breakdown of my statements etc. I sent the 2nd letter but was replied to with a letter telling me that due to the test case no payments would be made.
My question is whether it is now possible to actually claim back these charges in Scotland? I have looked on the site but I am unsure of whether I should restart the process. I have racked up loads more charges since then and I would estimate I would be making a claim for at least around £4000.
Please let me know if I should get this moving again or if the situation is currently that there is nothing I can do.
My question is whether it is now possible to actually claim back these charges in Scotland?
It is highly likely that your claim will be sisted (put on hold) when you file at court but filing a claim stops the clock as far as the limitation period is concerned. So even though it probably will be sisted you should still file a claim.
Alot of Sheriffs are still going ahead with cases in Scotland. It would depend on the court and which Sheriff hears the case. Give it a try, all that can happen is that it is sisted (and you can try and appeal that). Check out Govan Community Law Centre, Glasgow, Scotland | Free legal resources for details and help.
RBS Bank charges - help please
of my statements etc. I sent the 2nd letter but was replied to with a letter telling me that due to the test case no payments would be made.
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