Patricia Pearl - Small Claims Procedure - A Practical Guide


An excellent guide for the layperson in how to use the County Court - a must if you are intending to start a claim.

£19.99 + £1.50 (P&P)




Last Will and Testament Kit


Make a legally valid will without the fuss and expense of a solicitor - includes a full step-by-step guide.

£9.99 + £1.50 (P&P)

BAILIFFS - The Law and Your Rights

Written by John Kruse, one of the leading experts on Bailiff Law, this consumer friendly guide is essential reading for anyone who comes into contact with a bailiff.

The book is easy to understand and clearly explains the rights a bailiff has, and also what they cannot do when collecting debts and repossessing goods etc.

£13.95 + £2.00 (P&P)


Reclaim the Right Ltd. - reg. 05783665 in the UK

reg. office:
923 Finchley Road
London
NW11 7PE



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  1. #1
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    midnight999 Novitiate

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    Default Can I VT having paid less than 50%

    Hi all, I have a motorcycle on finance that is over 4 years, I am 1 year into the agreement, the problem is the bike gets no use and is depreciating at an incredible rate, I have asked them if I could change to a more practical bike but they wont and I don't want to continue with the high payments and could really use the money that would be freed up (especially when I take into account the insurance and warranty payments that I could also stop). I realise that this will leave me liable for 50% of the total loan amount less any money I have already paid, but I assume I can make an offer of repayment that is much lower than my current repayments as it is no longer ubder a credit agreement and a non priority debt, any help gratefully recieved.


  2. #2
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    John Atkinson Novitiate John Atkinson's Avatar

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    Default Re: Can I VT having paid less than 50%

    you will need to make half of your payment or pay upto the half way of the agreement.



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Reclaim the Right Ltd. - reg.05783665 in the UK reg. office:- 923 Finchley Road London NW11 7PE