Patricia Pearl - Small Claims Procedure - A Practical Guide


An excellent guide for the layperson in how to use the County Court - a must if you are intending to start a claim.

£19.99 + £1.50 (P&P)




Last Will and Testament Kit


Make a legally valid will without the fuss and expense of a solicitor - includes a full step-by-step guide.

£9.99 + £1.50 (P&P)

BAILIFFS - The Law and Your Rights

Written by John Kruse, one of the leading experts on Bailiff Law, this consumer friendly guide is essential reading for anyone who comes into contact with a bailiff.

The book is easy to understand and clearly explains the rights a bailiff has, and also what they cannot do when collecting debts and repossessing goods etc.

£13.95 + £2.00 (P&P)


Reclaim the Right Ltd. - reg. 05783665 in the UK

reg. office:
923 Finchley Road
London
NW11 7PE



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  1. #1
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    Default Brighthouse and telephone harassment

    There have been several refernces to this on the forum. However none of it is supported by evidence as far as I can see.

    I would suggest that Brighthouse's behaviour might better be described as "persistent telephoning" and even then you need to have evidence to support what you say.

    Evidence includes properly logged calls, notes of times, dates conversations, caller's numbers etc.
    Best of all, of course is recordings of telephone callsicon. (See our review section for a selection of telephone recordersicon - truecallicon is the best, although pricey).

    I think that all of this kind of evidence is essential if one is going to make allegations and certainly if one is going to make a formal complaint of harassment.


    I thought that the NOTW article was very bland. I can imagine that a lot was edited out at the last moment - but we'll never know.
    It didn't disclose any particular wrongdoing by Brighthouse. It merely highlighted a company which is pretty aggressive about making profits.
    I don't like Brighthouse's style but I saw nothing in the NOTW piece which struck me as being against the law.

    I can imagine that some of the people who assisted the NOTW in the preparation of the article might be quite disappointed.

    If you feel that you are able to identify wrong-doing by Brighthouse or by any other company, you must collect your evidence and be satisfied that it would be sufficient to support a complaint to Trading Standards or to the courts.

    Please do bear this in mind at all times.

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  2. #2
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    Default Re: Brighthouse and telephone harassment

    This is exactly it!

    I have said this many times and like I said in the sticky "Credit crunch vultures":

    "The gloves are off, but we now need to make sure that everything we say and do is totally squeeky clean and in line with the law".

    In my very first post on here when I joined in October 2008, I also stated:

    "PLEASE BE AWARE! I AM NOT GOING TO TELL YOU OR ADVISE YOU TO DO ANYTHING WHICH IS ILLEGAL. LIKE IT OR NOT, YOU SIGNED A LEGALLY BINDING AGREEMENT WHICH IS REGULATED BY THE CONSUMER CREDIT ACT AND YOU ARE BOUND TO IT FOR IT'S DURATION OR UNTIL YOU SETTLE THE AGREEMENT, WHICHEVER HAPPENS FIRST.

    But guess what? BH are also bound to it under the same law, and by many others including one they don't like to brag about, THE ADMINISTRATION OF JUSTICES ACT 1970, which basically sets out what you are allowed to do and not do when someone owes you money!"


    We have had many discussions on these forums regarding these points, but like them or not, they are there to protect either party from any breach by the other party.

    So, if you are having serious problems, please be sure to keep notes, a diarised log of events and as much real evidence as you can get. Please also be assured that we will be here to support you in every way. Above all, common sense and a cool head are what is needed.

    Call the NotW article an ice-breaker. Let's face it, there are millions of people out there who don't know who they are, and a lot of those millions, because of the recession we are now in, are in the sights of BrightHouse and other sub-prime lenders hoping to cash-in on the doom and gloom of the poor.

    PlumberJon

    UNUS VIR OBVIAM ORBIS TERRARUM

    Are you being harrassed by a DCA or Brighthouse. Click the link for OFT Debt collection guidelines. Chances are, they could be in breach of some part of sections 2 or 3 or both!

    http://www.oft.gov.uk/shared_oft/bus...dit/oft664.pdf


    I just give advice, I can't do it for you though!!

    If you were helped, then please wiggle my scales, and you might get a wiggle back!!!

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    Default Re: Brighthouse and telephone harassment

    im buying truecallicon phone regards Gaz


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    creditcardkilla Novitiate

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    Default Re: Brighthouse and telephone harassment

    brighthouse phoned me and a store member and the manager didnt pass data protection, but discussed the account in full, ,,are these items now uninforcible, thanks for the help, they have also took payments of partners card and never asked to speak to my partner, saying we dont need the name on the card'' thats fine?,


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    Default Re: Brighthouse and telephone harassment

    yes people always record your callsicon the things i got on tape you wouldnt believe both regional manager and customer relations manager saying things that i think there directors would be abit worried about they sang to me the information they gave me from the harassment the guy was an ex police officer to all information on there case against the employee tracking systems them admitting it was harassment the list is endless and i am debating to publish the tapes for public listening. the pepole involved feathers were well ruffled when i told them by the way keep the 3.7k worth of goods wonder why



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Reclaim the Right Ltd. - reg.05783665 in the UK reg. office:- 923 Finchley Road London NW11 7PE