Patricia Pearl - Small Claims Procedure - A Practical Guide


An excellent guide for the layperson in how to use the County Court - a must if you are intending to start a claim.

£19.99 + £1.50 (P&P)



Last Will and Testament Kit


Make a legally valid will without the fuss and expense of a solicitor - includes a full step-by-step guide.

£9.99 + £1.50 (P&P)

BAILIFFS - The Law and Your Rights

Written by John Kruse, one of the leading experts on Bailiff Law, this consumer friendly guide is essential reading for anyone who comes into contact with a bailiff.

The book is easy to understand and clearly explains the rights a bailiff has, and also what they cannot do when collecting debts and repossessing goods etc.

£13.95 + £2.00 (P&P)


Reclaim the Right Ltd. - reg. 05783665 in the UK

reg. office:
923 Finchley Road
London
NW11 7PE
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  1. 17th January 2009 12:31 #1
    godders75 godders75 is offline
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    Default Credit agreement received

    I sent off my SARicon a few weeks ago and I have now received my Personal Loan Agreement form from Egg. It has a cover sheet explaining the terms and conditions of loan; APR, agreement number, principal loan and PPI. Second page expalind the consumer credit act 1974 and my signatureicon confirming agreement.

    Im now not sure what to do if I want to challenge the PPI? How do I now proceed?

    godders75

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  2. 19th January 2009 08:01 #2
    hellhasnofury hellhasnofury is offline
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    Default Re: Credit agreement received

    Quote Originally Posted by godders75 View Post
    I sent off my Subject access requesticon a few weeks ago and I have now received my Personal Loan Agreement form from Egg. It has a cover sheet explaining the terms and conditions of loan; APR, agreement number, principal loan and PPI. Second page expalind the consumer credit act 1974 and my signatureicon confirming agreement.

    Im now not sure what to do if I want to challenge the PPI? How do I now proceed?

    godders75
    Hello Godders,

    Have a read of this thread as this makes good reading this is just another aspect to look at

    http://www.consumeractiongroup.c o.uk/forum/debt-collection-industry/171037-multiple-agreements-falling-within-new-post.html

    What are your reasons for reclaiming back your ppi??????? Did you start another thread on this on the ppi forum??????

    If any of my posts are helpful, please feel free to click my scales. All information is given as my opinion only, based on my own personal experiences. I have no legal training, but have educated myself in aspects of consumer legislation. My motto "NEVER GIVE IN, NEVER SURRENDER", THERE IS A WAR ON YOU KNOW
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  3. 19th January 2009 13:32 #3
    godders75 godders75 is offline
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    Default Re: Credit agreement received

    Hello,

    I have had a look at the link and it clearly explains that my credit agreement is unenforceable as it does not set out the PPIicon and the Loan as 2 seperate agreements. With that in mind I want to challenge this loan, can you advise me what I need to do?

    Thanks for your help so far

    Godders75

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Reclaim the Right Ltd. - reg.05783665 in the UK reg. office:- 923 Finchley Road London NW11 7PE