Written by John Kruse, one of the leading experts on Bailiff Law, this consumer friendly guide is essential reading for anyone who comes into contact with a bailiff.
The book is easy to understand and clearly explains the rights
a bailiff has, and also what they cannot do when collecting debts and repossessing goods etc.
This Is my first foray on to this forum but i need help!
I have banked withRBOS for many years, and they have always phoned me if I an getting near my overdraft limit. Lat july our overfraft had cretpy up to £1500 and the bank were pushing for us to pay it off we took a loan out with them for to pay off hte overdratf ans to pay off afew other things. We kept an over draft of £500
Long story short, despite cutting back on everything our fanincial situation has not improved. In the last 10 days they have taken £240in charges including charges for stopping direct debits, , I m now much further in debt and I still have to find the money to pay the umpaid d/ds( the bank charges would have covered the stopped d/ds Can anyone help or offer me advice. Thankyou in advance
Hi,
I can imagine the stress of this is causing you sleepless nights.
My first thought would be to send RBOS a SAR but be aware that some banks will close your account.(don't know if yours will)
Before you do so it may be wise to open a new account with another bank not related to yours, get your direct debits moved and stop using your Rbos account.
The SAR will cost you £10 to get but it will show all the charges you have been forced to pay and you can start a claim to get them repaid.
If you need help in doing so, shout long and hard, someone will be along to help.
fox
If you are asked to deal with any matter via private message, PLEASE report it.
Everything I say is opinion only. If you are unsure on any advice given, you should see a qualified solicitor
What can I do?
limit. Lat july our overfraft had cretpy up to £1500 and the bank were pushing for us to pay it off we took a loan out with them for to pay off hte overdratf ans to pay off afew other things. We kept an over draft of £500
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