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Hi there im new to the forums, Just have a quick query really.
In august 2008 i took out a 12 month buy now pay later agreement on a samsung tv from comet. The basics of the agreement are that i have 12 months in which to pay the total off interest free, no due dates or monthly payments but basicly at my own leisure, but it needs to be paid off before august this year otherwise interest gets front loaded and i must pay nearly double the amount of the tv on top...
But the problem i have is that in the fine print of the contract it states that HFC Bank will charge £20.00 handling fee per payment... this sounds rather dubious to me is this just their way of making up for the lost interest if i pay it off in time. If it is i am just going to have to save up the money and pay it in one lump sum...
Now is this legal for them to charge that much to take a payment???
or is it just an underhand way of making money on an interest free agreement?
Anyone with experience dealing with HFC or just anyone who is clued up help would be muchmuch appriciated.
Hfc Bank - Bnpl
free, no due dates or monthly payments but basicly at my own leisure, but it needs to be paid off before august this year otherwise interest gets front loaded and i must pay nearly double the amount of the tv on top...
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