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Is Claiming from hfc the same as claiming from the credit card?
Hi
We got a small finance agreement with hfc via pc world
i stopped paying DD last yr when we had a switch in bank, and i just called every few month to pay a small lump sum (enough to cover the next 3 month+ a little more) as i was not impressed at having to pay £1 each payment when the initial payments were only £7
Anyway kept getting letters and i thought its ok, cos im paid in advance, i called a few days ago for a Breakdown as i was thinking it will be about paid,
and was told i owe almost as much as i started so i asked for a full breakdown in print. I received it today.
Over the last 12 month they have managed to add on £235 worth of fees 2x£50 default and 9x£15 admin fees
So where do i start here? i have claimed some money back from my credit card but im not sure if this is the same rules. Also i have noticed some people are requesting the credit agreement, why is this and do i have to do it?
7. Thinking of a Full & Final Settlement?Read Here
my views are my own...seek legal advice if ness
NEVER EVER - act on a private message asking you to visit another website, make contact 'off list' or by telephone
- alert the siteteam IMMEDIATELY by hitting the black warning triangle on any message - Particularly if this results in a request to pay a fee to help you.
rather than hittting to be my friend - hit the star
Is Claiming from hfc the same as claiming from the credit card?
as i was thinking it will be about paid,
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