Written by John Kruse, one of the leading experts on Bailiff Law, this consumer friendly guide is essential reading for anyone who comes into contact with a bailiff.
The book is easy to understand and clearly explains the rights
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Hello, I am new to all this, i requested my bank hstatements from halfax, they are a confusing form, they are written i just a report that has come off the back of some MIS syetm not in any way that comuld be interpreted by any "normal person" is this normal????? could someone tell me how to calculate how much i am owed?? i tried and was in the region of £730
Hello, I am new to all this, i requested my bank hstatements from halfax, they are a confusing form, they are written i just a report that has come off the back of some MIS syetm not in any way that comuld be interpreted by any "normal person" is this normal????? could someone tell me how to calculate how much i am owed?? i tried and was in the region of £730
Thanking you in advance
Tom
Are they a printout ie do they look like this for example
2005-10-31 30.00dr
if so thats a computer print out and then you list them all and put them in the spreadsheet from the templates library
Advice & opinions of mechs, The Consumer Action Group and The Bank Action Group are offered informally, without prejudice & without liability. Seek advice of a qualified insured professional if you have any doubts.
Hello, I am new to all this, i requested my bank hstatements from halfax, they are a confusing form, they are written i just a report that has come off the back of some MIS syetm not in any way that comuld be interpreted by any "normal person" is this normal????? could someone tell me how to calculate how much i am owed?? i tried and was in the region of £730
Thanking you in advance
Tom
Tom if you could rewrite this in english for us i'm sure someone will be able to help!!!
I QUESTION THEREFORE I AM!!
Unfortunately i'm not an expert in any given field legally and my advice and that of the Consumer Action Group and the Bank Action Group is given without prejudice and without liability so please if in any doubt whatsoever seek help from an insured qualified professional. Contents of my posts are purely my own personal opinions and not condoned or endorsed in any way, shape or form by CAG. Thank you!
Sorry, I sent off for my bank statements from Halifax, they were posted to me in a big brown envelope, but not in the form i usually recieve them in the post, they were not easy to interpret as there is a lot of useless information. They appear to be just printed out in some form of management report. Has anyone else had statements in this form, and if so how do i find all my charges in them???
The report had pages and pages of information on how my interest is calculated. They do mention charges but there are a lot of codes afer each charge, there are some small charges which i believe to be negative interest, do i include this?? and if i write the date of the charge down is it the date it was debited or the date i was notified of it??
under the data protection act they have to give you your information in an intelligible form.If they use codes etc without an explanation what the codes stand for then this is not inteligible . I suggest writing back to them pointing this out and telling them because of this they have not complied with your SAR in full .Remind them how much longer they have left to comply .You need to do this ASAP.
In the meantime it may help if you post the codes in here and maybe someone will know what they mean.
When you want to fool the world, tell the truth. Advice & opinions of Janet-M are offered informally, without prejudice & without liability. Use your own judgment. Seek advice of a qualified insured professional if you have any
doubts.
Advice & opinions of mechs, The Consumer Action Group and The Bank Action Group are offered informally, without prejudice & without liability. Seek advice of a qualified insured professional if you have any doubts.
Completely lost At the Start
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Originally Posted by ess3xb0y
don't be like the banks - give a little back 
There was a time before CAG but now CAG is here we are the empowered! 
