Written by John Kruse, one of the leading experts on Bailiff Law, this consumer friendly guide is essential reading for anyone who comes into contact with a bailiff.
The book is easy to understand and clearly explains the rights
a bailiff has, and also what they cannot do when collecting debts and repossessing goods etc.
Sent Letter for request of Payment for charges of £2350 16/06/2006 via recorded delivery.
Received standard letter and complaints procedure leaflet that they are looking into it.
Not long to go getting scared as the deadline approaches.
Sent my lba on the 11 July and received a reponse dated 15 July (a Saturday) confirming that they have recived my letter and will deal with the issue within the next 28 days. Their 14 days will be up by the end of next week and then it will definately be war!!!!!!!!!!!!!!!!!!!!!! !!!!!!!!!!!!!!!!!!!
Received a letter yesterday informing me that the charges were raised according to their charging policy...very sorry they cannot assist me at this stage...if they do not hear from me in eight weeks they will close the file and that thye have enclosed a leaflet explaining how to progress this matter should i remain dissatisfied.
All in all they aint giving me my money back. I now want to proceed to the next stage court claim. If it does go to court what are the chances I will have to appear in Court in Septmber as I am away that month?
I doubt it goes that far, they will probably settle before............however you have to be prepared to go to court if the need arises. You could change the date if inconvenient?
Received a letter yesterday informing me that the charges were raised according to their charging policy...very sorry they cannot assist me at this stage...if they do not hear from me in eight weeks they will close the file and that thye have enclosed a leaflet explaining how to progress this matter should i remain dissatisfied.
All in all they aint giving me my money back. I now want to proceed to the next stage court claim. If it does go to court what are the chances I will have to appear in Court in Septmber as I am away that month?
No chance whatsoever. A&L have stated that they will not go to court but will pay anyone who puts in a court claim. They will also close your account so have a parachute open.
When the Liberals and Conservatives were in opposition they both agreed that banks should pay back high bank charges to customers. Nothing seems to of happened since they came into power as a coalition. PPI insurance has been sorted now they should turn their attention to bank charges and help customers get exorbitant charges refunded.
Should you be offered help that requires payment please report it to site team.
Alliance & Leicester Moneyclaim issued 20/1/07 £225.50 full settlement received 29 January 2007
Smile £1,075.50 + interest Email request for payment 24/5/06 received £1,000.50 14/7/06 + £20 30/7/06
Yorkshire Bank Moneyclaim issued 21/6/06 £4,489.39 full settlement received 26 January 2007
Advice & opinions given by Caro are personal, are not endorsed by Consumer Action Group or Bank Action Group, and are offered informally, without prejudice & without liability. Your decisions and actions are your own, and should you be in any doubt, you are advised to seek the opinion of a qualified professional.
Thanx all to the support. Am very much prepared to go to court so is my father cause he ended up paying my bills last year when most of my salary went to bank charges. Will be putting in my claim on the 1st of August after I have sorted my parachute account which I am in the process of getting.
Thanx again for the support!!!!!!!!!!!!!!!!!! !!!!!!!!!!!!!!!!!!!!!!!!! !!!!!!!!!!!!!!!!!!!!!!!
Shouldn't have too long to wait now. Have you asked a moderator to post the details of your claim in the litigation in progress section? If not, PM the details to me and I will do it for you.
When the Liberals and Conservatives were in opposition they both agreed that banks should pay back high bank charges to customers. Nothing seems to of happened since they came into power as a coalition. PPI insurance has been sorted now they should turn their attention to bank charges and help customers get exorbitant charges refunded.
Should you be offered help that requires payment please report it to site team.
Alliance & Leicester Moneyclaim issued 20/1/07 £225.50 full settlement received 29 January 2007
Smile £1,075.50 + interest Email request for payment 24/5/06 received £1,000.50 14/7/06 + £20 30/7/06
Yorkshire Bank Moneyclaim issued 21/6/06 £4,489.39 full settlement received 26 January 2007
Advice & opinions given by Caro are personal, are not endorsed by Consumer Action Group or Bank Action Group, and are offered informally, without prejudice & without liability. Your decisions and actions are your own, and should you be in any doubt, you are advised to seek the opinion of a qualified professional.