Written by John Kruse, one of the leading experts on Bailiff Law, this consumer friendly guide is essential reading for anyone who comes into contact with a bailiff.
The book is easy to understand and clearly explains the rights
a bailiff has, and also what they cannot do when collecting debts and repossessing goods etc.
I have two Egg Credit Cards for which I have the original copies of the agreement. They both mention Limit and Approved Limit but no amounts. Has anyone made a succesful claim against EGG for unenforceable debt - if so could someone point me to the thread
I am very interested in this. I have employed in october 2008a claims company to investigate the CCA (rightly or wrongly). I have heard virtually nothing from Egg since. Has anyone proved an Egg agreement to be unenforceable ?
I am based in Portsmouth area but I dont think thats really relevant. What I do know is that I owe them around £20k and am currently paying them a very low repayment which I negotiated. I have had the cards since 2001 roughly and reckon that they have had the 20k off me already in payments. So its just their interest and charges remaining on the accounts. I have absolutely no qualms about writing the debt off if possible. What I need to know is if anyone has had success using the Limit and Approved Limit as the defence that the debt is unenforceable.
My reason for saying this is that there are at least two threads on the forums - one says yes the other says no - which is correct?
Successful Egg Unenforceable Debt Claim?
Credit Cards for which I have the original copies of the agreement. They both mention Limit and Approved Limit but no amounts. Has anyone made a succesful claim against EGG for unenforceable debt - if so could someone point me to the thread
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