Written by John Kruse, one of the leading experts on Bailiff Law, this consumer friendly guide is essential reading for anyone who comes into contact with a bailiff.
The book is easy to understand and clearly explains the rights
a bailiff has, and also what they cannot do when collecting debts and repossessing goods etc.
ok i think i have found the right place i think here r some posts that i put oh a thread somewhere were no one would see them
i had a loan with MBNA which eventually paid off through arrow global but now i have dicovered i paid nearly 4k in insurance which when i lost my job they refused to pay any monies on the grounds that i was self employed. I have sent a Subject access request but they have not replied 40 days is up shortly where do i go from here any advice would be greatfull
ive sent Subject access request with no reply, your saying send a prelim? i have a copy of the aggreement with the exact figure.
can u tell me where to find prelim and lba for PPI please
ok have found non compliance template ill send this letter before action[ Section 7 – Data Protection Act 1998
Dear Sir/Madam[/font]
Account No/ xxxxxxxxxx[
You have failed to comply with my Data Protection Act Subject access request dated
If you do not comply within the next 7 days I shall seek a Court order obliging you to do so together with damages at the discretion of the Court and without any further notice.
Yours faithfully
have found my copy of the credit agreement the total i paid for the PPI was 3628.20 but no date on it i think it was paid up about two and half years ago and taken out about six years ago. should i start a prelim?