Patricia Pearl - Small Claims Procedure - A Practical Guide


An excellent guide for the layperson in how to use the County Court - a must if you are intending to start a claim.

£19.99 + £1.50 (P&P)




Last Will and Testament Kit


Make a legally valid will without the fuss and expense of a solicitor - includes a full step-by-step guide.

£9.99 + £1.50 (P&P)

BAILIFFS - The Law and Your Rights

Written by John Kruse, one of the leading experts on Bailiff Law, this consumer friendly guide is essential reading for anyone who comes into contact with a bailiff.

The book is easy to understand and clearly explains the rights a bailiff has, and also what they cannot do when collecting debts and repossessing goods etc.

£13.95 + £2.00 (P&P)


Reclaim the Right Ltd. - reg. 05783665 in the UK

reg. office:
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London
NW11 7PE



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  1. #1
    Basic Account Holder
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    Default Debt on income support

    I have been on income support for a while now and on the run from an abusive partner. Having finally been in one place for a year now, the debt collectorsicon are creeping out of the woodwork. Does anyone know how much of your income support you should be expected to pay debts off with?

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  2. #2
    Site Team silverfox1961 Authoritative silverfox1961 Authoritative silverfox1961 Authoritative silverfox1961 Authoritative silverfox1961 Authoritative silverfox1961 Authoritative silverfox1961 Authoritative silverfox1961 Authoritative silverfox1961 Authoritative silverfox1961 Authoritative silverfox1961 Authoritative silverfox1961's Avatar

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    Default Re: Debt on income support

    HI,
    My immediate thought is that as you're on income support, by definition you have no spare income.
    If they start pressurising you to pay I would start asking them to prove the debt exists and if it does then to send for a copy of your credit agreement (loans and credit cards)
    Just how old are the debts? When was the last payment made on them?
    A few more details would be helpful but obviously don't give out personal details.
    If it comes to it, Let them take you to court. As you're on income support, the judge will only make you pay what you can afford (even if it's £1 a month)
    If any of the debts belong to your ex then they can't chase you for them.

    lots of help on here so have a good read around and come back when you need more help.

    fox

    If you are asked to deal with any matter via private message, PLEASE report it.
    Everything I say is opinion only. If you are unsure on any advice given, you should see a qualified solicitor

    Do you need debt advice? Look at this excellent blog. 10 steps to put YOU back in control
    Part 1--Part 2--Part 3--Part 4--Part 5--Part 6--Part 7--Part 8--Part 9--Part 10


  3. #3
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    Default Re: Debt on income support

    Thankyou. I was struggling with this. My debt adviser at CAB suggests that I have £75 a month spare income to pay off debts! I didn't think that the government probably do give you "spare cash". Some of these debts are several years old now, but sadly not over six years.



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Reclaim the Right Ltd. - reg.05783665 in the UK reg. office:- 923 Finchley Road London NW11 7PE