Written by John Kruse, one of the leading experts on Bailiff Law, this consumer friendly guide is essential reading for anyone who comes into contact with a bailiff.
The book is easy to understand and clearly explains the rights
a bailiff has, and also what they cannot do when collecting debts and repossessing goods etc.
I have been on income support for a while now and on the run from an abusive partner. Having finally been in one place for a year now, the debt collectors are creeping out of the woodwork. Does anyone know how much of your income support you should be expected to pay debts off with?
HI,
My immediate thought is that as you're on income support, by definition you have no spare income.
If they start pressurising you to pay I would start asking them to prove the debt exists and if it does then to send for a copy of your credit agreement (loans and credit cards)
Just how old are the debts? When was the last payment made on them?
A few more details would be helpful but obviously don't give out personal details.
If it comes to it, Let them take you to court. As you're on income support, the judge will only make you pay what you can afford (even if it's £1 a month)
If any of the debts belong to your ex then they can't chase you for them.
lots of help on here so have a good read around and come back when you need more help.
fox
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Everything I say is opinion only. If you are unsure on any advice given, you should see a qualified solicitor
Thankyou. I was struggling with this. My debt adviser at CAB suggests that I have £75 a month spare income to pay off debts! I didn't think that the government probably do give you "spare cash". Some of these debts are several years old now, but sadly not over six years.