Patricia Pearl - Small Claims Procedure - A Practical Guide


An excellent guide for the layperson in how to use the County Court - a must if you are intending to start a claim.

£19.99 + £1.50 (P&P)




Last Will and Testament Kit


Make a legally valid will without the fuss and expense of a solicitor - includes a full step-by-step guide.

£9.99 + £1.50 (P&P)

BAILIFFS - The Law and Your Rights

Written by John Kruse, one of the leading experts on Bailiff Law, this consumer friendly guide is essential reading for anyone who comes into contact with a bailiff.

The book is easy to understand and clearly explains the rights a bailiff has, and also what they cannot do when collecting debts and repossessing goods etc.

£13.95 + £2.00 (P&P)


Reclaim the Right Ltd. - reg. 05783665 in the UK

reg. office:
923 Finchley Road
London
NW11 7PE



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  1. #1
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    Default Wot's my chances

    Back in January 2002 I had a meeting with my bank manager (yes - actually did have real managers then) to discuss a small business overdrafticon that the bank wanted back, he arranged a business loan to cover the overdraft but insisted that the loan be covered by PPIicon even though he knew of my self employment status.

    With the media coverage of mis selling of ppi and the knowledge that the bank has been fined heavily for mis selling, wot's my chances of a claim?

    I forgot all about this one until I was trawling through some old paperwork today and found the agreement, signed 26th January 2002.

    Beachy

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  2. #2
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    Default Re: Wot's my chances

    Quote Originally Posted by beachcomber60 View Post
    Back in January 2002 I had a meeting with my bank manager (yes - actually did have real managers then) to discuss a small business overdrafticon that the bank wanted back, he arranged a business loan to cover the overdraft but insisted that the loan be covered by PPIicon even though he knew of my self employment status.

    With the media coverage of mis selling of ppi and the knowledge that the bank has been fined heavily for mis selling, wot's my chances of a claim?

    I forgot all about this one until I was trawling through some old paperwork today and found the agreement, signed 26th January 2002.

    Beachy
    Hello BC

    So this has just come to your attention, so get after them I am after ppi from 1996, 1997 and 1999. I too have just found this.

    They off course will argue and state the limitation acticon, but you can allows quote the mis-representation act

    When did the loan finish???????

    If any of my posts are helpful, please feel free to click my scales. All information is given as my opinion only, based on my own personal experiences. I have no legal training, but have educated myself in aspects of consumer legislation. My motto "NEVER GIVE IN, NEVER SURRENDER", THERE IS A WAR ON YOU KNOW

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    Default Re: Wot's my chances

    Morning HHNF,

    Someones up early this morning or just finished a nightshirt, like me.

    The businessloan finished January 2007, PPIicon amount was £767.88 + £211 interesticon.

    BC


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    Default Re: Wot's my chances

    Quote Originally Posted by beachcomber60 View Post
    Morning HHNF,

    Someones up early this morning or just finished a nightshirt, like me.

    The businessloan finished January 2007, PPIicon amount was £767.88 + £211 interesticon.

    BC
    Hiya BC,

    Just up early, but off to work soon

    If the loan finished in January 2007, they will still hold information relating to the account, maybe SARicon them.

    The claim is worthwhile pursueing

    Hope you sleep well

    If any of my posts are helpful, please feel free to click my scales. All information is given as my opinion only, based on my own personal experiences. I have no legal training, but have educated myself in aspects of consumer legislation. My motto "NEVER GIVE IN, NEVER SURRENDER", THERE IS A WAR ON YOU KNOW

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    Default Re: Wot's my chances

    Cheers for that, have a good day.

    Walk the dog then pick up the wife, brekki then bed


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    Default Re: Wot's my chances

    They off course will argue and state the limitation act, but you can allows quote the mis-representation act
    Hi

    Any chance someone could explain this quote please, as I thought once you'd hit the 6 yearsicon it just started dropping off?

    I have an account I'm looking at for OH which started in about 00/01, and getting the charges/PPIicon from back then would substantially increase the claim!

    Thanks very much

    Lexis

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Reclaim the Right Ltd. - reg.05783665 in the UK reg. office:- 923 Finchley Road London NW11 7PE