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Back in January 2002 I had a meeting with my bank manager (yes - actually did have real managers then) to discuss a small business overdraft that the bank wanted back, he arranged a business loan to cover the overdraft but insisted that the loan be covered by PPI even though he knew of my self employment status.
With the media coverage of mis selling of ppi and the knowledge that the bank has been fined heavily for mis selling, wot's my chances of a claim?
I forgot all about this one until I was trawling through some old paperwork today and found the agreement, signed 26th January 2002.
Back in January 2002 I had a meeting with my bank manager (yes - actually did have real managers then) to discuss a small business overdraft that the bank wanted back, he arranged a business loan to cover the overdraft but insisted that the loan be covered by PPI even though he knew of my self employment status.
With the media coverage of mis selling of ppi and the knowledge that the bank has been fined heavily for mis selling, wot's my chances of a claim?
I forgot all about this one until I was trawling through some old paperwork today and found the agreement, signed 26th January 2002.
Beachy
Hello BC
So this has just come to your attention, so get after them I am after ppi from 1996, 1997 and 1999. I too have just found this.
They off course will argue and state the limitation act, but you can allows quote the mis-representation act
When did the loan finish???????
If any of my posts are helpful, please feel free to click my scales. All information is given as my opinion only, based on my own personal experiences. I have no legal training, but have educated myself in aspects of consumer legislation. My motto "NEVER GIVE IN, NEVER SURRENDER", THERE IS A WAR ON YOU KNOW
Someones up early this morning or just finished a nightshirt, like me.
The businessloan finished January 2007, PPI amount was £767.88 + £211 interest.
BC
Hiya BC,
Just up early, but off to work soon
If the loan finished in January 2007, they will still hold information relating to the account, maybe SAR them.
The claim is worthwhile pursueing
Hope you sleep well
If any of my posts are helpful, please feel free to click my scales. All information is given as my opinion only, based on my own personal experiences. I have no legal training, but have educated myself in aspects of consumer legislation. My motto "NEVER GIVE IN, NEVER SURRENDER", THERE IS A WAR ON YOU KNOW
They off course will argue and state the limitation act, but you can allows quote the mis-representation act
Hi
Any chance someone could explain this quote please, as I thought once you'd hit the 6 years it just started dropping off?
I have an account I'm looking at for OH which started in about 00/01, and getting the charges/PPI from back then would substantially increase the claim!
Thanks very much
Lexis
Time flies like an arrow... Fruit flies like a banana.