Written by John Kruse, one of the leading experts on Bailiff Law, this consumer friendly guide is essential reading for anyone who comes into contact with a bailiff.
The book is easy to understand and clearly explains the rights
a bailiff has, and also what they cannot do when collecting debts and repossessing goods etc.
I took out a car loan with Advantage Finance some time ago.In the time i had the loan i got into some difficulty with the payments and was then charged late payment fees.
Has anyone tried to reclaim these charges and if so how did it go.
Another thought i have just had is that a repaid the loan around two years after i had taken it out.The term for the loan was four years.
I had payment protection with the loan which was also added to the loan over four years.Have i a case to request any PPI back from the company as well.
They did give me a settlement figure when i paid in full but would this include the ppi.
Any advice would be really appreciated.
estoppel by laches precludes a party from bringing an action when the party knowingly failed to claim or enforce a legal right at the proper time.
They may consider the agreement terminated and therefore estoppal may prevent you claiming.
Mortgage Late Fees Claim Kensington 09
RBS S.A.R - Full settlement of £1,500 19/01/07. BOS-14K Sold to DCA- No CCA so no pay.
Loyds-TSB Pre-Lim Ltd Co business account. AMEX sold to CapQuest-then sold back to Amex.
Latest:Fought SD for 36K wonwith costs..
Mortgae Charges Claims
GE Money charges: Suspended Hearing March 2010
Kensington: Claim Issued March 2011
GE Money Home Lending: Defending Repo April 2011
Donate to keep this site open
Any help or advice is offered as just that, help and advice without any liability. If in doubt consult a legal expert or CAB.
HI, sorry, have to take my son to football, this will bump your thread and hope a wise owl turns up!
Mortgage Late Fees Claim Kensington 09
RBS S.A.R - Full settlement of £1,500 19/01/07. BOS-14K Sold to DCA- No CCA so no pay.
Loyds-TSB Pre-Lim Ltd Co business account. AMEX sold to CapQuest-then sold back to Amex.
Latest:Fought SD for 36K wonwith costs..
Mortgae Charges Claims
GE Money charges: Suspended Hearing March 2010
Kensington: Claim Issued March 2011
GE Money Home Lending: Defending Repo April 2011
Donate to keep this site open
Any help or advice is offered as just that, help and advice without any liability. If in doubt consult a legal expert or CAB.