Patricia Pearl - Small Claims Procedure - A Practical Guide


An excellent guide for the layperson in how to use the County Court - a must if you are intending to start a claim.

£19.99 + £1.50 (P&P)




Last Will and Testament Kit


Make a legally valid will without the fuss and expense of a solicitor - includes a full step-by-step guide.

£9.99 + £1.50 (P&P)

BAILIFFS - The Law and Your Rights

Written by John Kruse, one of the leading experts on Bailiff Law, this consumer friendly guide is essential reading for anyone who comes into contact with a bailiff.

The book is easy to understand and clearly explains the rights a bailiff has, and also what they cannot do when collecting debts and repossessing goods etc.

£13.95 + £2.00 (P&P)


Reclaim the Right Ltd. - reg. 05783665 in the UK

reg. office:
923 Finchley Road
London
NW11 7PE



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  1. #1
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    bozobro0 Novitiate

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    Unhappy Advantage finance

    I took out a car loan with Advantage Finance some time ago.In the time i had the loan i got into some difficulty with the payments and was then charged late payment fees.
    Has anyone tried to reclaim these charges and if so how did it go.
    Another thought i have just had is that a repaid the loan around two years after i had taken it out.The term for the loan was four years.
    I had payment protection with the loan which was also added to the loan over four years.Have i a case to request any PPIicon back from the company as well.
    They did give me a settlement figure when i paid in full but would this include the ppi.
    Any advice would be really appreciated.

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  2. #2
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    nevos Novitiate nevos Novitiate nevos's Avatar

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    Default Re: Advantage finance

    estoppelicon by laches precludes a party from bringing an action when the party knowingly failed to claim or enforce a legal right at the proper time.
    They may consider the agreement terminated and therefore estoppal may prevent you claiming.

    Mortgage Late Fees Claim Kensington 09
    RBS S.A.R - Full settlement of £1,500 19/01/07.

    BOS-14K Sold to DCA- No CCA so no pay.
    Loyds-TSB
    Pre-Lim Ltd Co business account.
    AMEX sold to CapQuest-then sold back to Amex.
    Latest:Fought SD for 36K won with costs..

    Mortgae Charges Claims

    GE Money charges: Suspended Hearing March 2010
    Kensington: Claim Issued March 2011
    GE Money Home Lending: Defending Repo April 2011

    Donate to keep this site open

    Any help or advice is offered as just that, help and advice without any liability. If in doubt consult a legal expert or CAB.

    William Kates Wedding

  3. #3
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    bozobro0 Novitiate

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    Default Re: Advantage finance

    Sorrry im new to this.
    Does the six year rule apply to a finance company and have they still unlawfully charged me 35 pound a time for late payment.


  4. #4
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    nevos Novitiate nevos Novitiate nevos's Avatar

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    Cagger since
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    I am in
    Yorkshire
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    Default Re: Advantage finance

    HI, sorry, have to take my son to football, this will bump your thread and hope a wise owl turns up!

    Mortgage Late Fees Claim Kensington 09
    RBS S.A.R - Full settlement of £1,500 19/01/07.

    BOS-14K Sold to DCA- No CCA so no pay.
    Loyds-TSB
    Pre-Lim Ltd Co business account.
    AMEX sold to CapQuest-then sold back to Amex.
    Latest:Fought SD for 36K won with costs..

    Mortgae Charges Claims

    GE Money charges: Suspended Hearing March 2010
    Kensington: Claim Issued March 2011
    GE Money Home Lending: Defending Repo April 2011

    Donate to keep this site open

    Any help or advice is offered as just that, help and advice without any liability. If in doubt consult a legal expert or CAB.

    William Kates Wedding

  5. #5
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    bozobro0 Novitiate

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    Posts
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    Wink Re: Advantage finance

    Thanks for your help and hope he wins



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Reclaim the Right Ltd. - reg.05783665 in the UK reg. office:- 923 Finchley Road London NW11 7PE