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Hello!! I hope I am on the right forum this time.
If I give a rough scenario could anyone advise please.My wife had a Dorothy Perkins store card for years and paid PPI at £5 per month for at least 15 years.
When she became unemployed,she asked for a claim form,which they Refused to send,and told her she was not covered for this.
They were quite prepared to send demanding letters,and charge her for the priviledge,when she dug her heels in and stopped payment.
The debt went from £400 to £1060 for which she is still paying to the present day.
Is there any way she could institute any proceedures to recover this extortion? We have only recently discovered these forums
Any advice will be greatly appreciated. Regards........
Hi bownesslass , welcome to the forum and yes, you're in the right place this time .......lol
There are some very good advisors on this site , however, I'll post this link for you so you can make a decision as to whether you think you have a claim ..
If you want more info by all means come back and ask - we're all user-friendly on here
Nemo me impune lacessit
Advice & opinions given by johnnymitch are personal, are not endorsed by Consumer Action Group or Bank Action Group, and are offered informally, without prejudice & without liability. Your decisions and actions are your own, and should you be in any doubt, you are advised to seek the opinion of a qualified professional.
If you think I've helped you please feel free to tickle my star
Hi, Pinknico.
Very good question!! What the devil had she been paying for all those years?
She asked for a claim form which they refused,out of hand,and just said she was not covered.If unemployment is not covered,then what the hell is.
What year did she try to make a claim and are you trying/ tried to find out what it did cover.
The problem you have is there was probably no regulation of DOROTHY PERKINS when this was added, so unless they admit mis selling court may be your only action.
The year she tried to claim may help. Has she got a policy?
See what did I tell you bownesslass..... plenty of help on here for you ....
Trust me to miss the bloomin' obvious! What was she paying it for if they refuse to let her claim...... I'll leave you in the capable hands of pinknico ....
Nemo me impune lacessit
Advice & opinions given by johnnymitch are personal, are not endorsed by Consumer Action Group or Bank Action Group, and are offered informally, without prejudice & without liability. Your decisions and actions are your own, and should you be in any doubt, you are advised to seek the opinion of a qualified professional.
If you think I've helped you please feel free to tickle my star
What year did she try to make a claim and are you trying/ tried to find out what it did cover.
The problem you have is there was probably no regulation of Next when this was added, so unless they admit mis selling court may be your only action.
The year she tried to claim may help. Has she got a policy?
I fear that there might be too much of a time lapse,to do a great deal more than has been suggested. My wife can not remember having a binding CCA or for that matter a policy.She lost her job in1996 so it would be around that time when she made her "claim".
when she did this she put it in the hands of the CAB who was acting on her behalf.
Thing is!! Would the CAB have retained records of all transactions in this matter with Dorothy Perkins.
After so long she can not bring to mind ever having a policy or not.
Where the devil would we find such info,after such a time lapse.In any case we will not give up just yet.
Regards........de 73s
Please have a look at the above links to see if they help. There are a lot more in the stickies at the top of the forum which could help you more
aa
I have no legal training and the advice I offer is a matter of support. Before you commit to any Legal action you are advised to contact a qualified legal practitioner. ------------------------------------------------
Bank charge successes:
Halifax - Full settlement incl interest.
HSBC - Settlement, goodwill no admission of liability about 75% of claim.
RBS - Settlement, goodwill no admission of liability about 70% of claim.
2 ongoing claims for bank charges with HSBC with more to come. (Supreme Court ruling could have upset these claims) They did
PPI Successes
PPI 4 settlements on 9 loans. FOS involvement on 7 added on the 8 % Statutory interest another 30% to both.
2 claims settled in full with LV without FOS involvement.
2 claims settled in full with HSBC without FOS involvement
PPI Claims ongoing with:
Cap one Now with the FOS
Barclays. Paid up today 24/04/10 cheque received for over £4,500 and in the bank.
LTSB still have to decide on this as their SAR production was abysmal. Papers data mixed up documents missing etc
Please do not PM me for advice as it may be sometime before I can respond.
Keep at them. Do not give way and do not accept all they tell you, they will delay and stall for as long as they can to prevent repaying you your mis-sold PPI.
Can I re-claim PPI payments
at £5 per month for at least 15 years.
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Re: Can I re-claim PPI payments
and yes, you're in the right place this time .......lol
Originally Posted by pinknico
Re: Can I re-claim PPI payments
