Written by John Kruse, one of the leading experts on Bailiff Law, this consumer friendly guide is essential reading for anyone who comes into contact with a bailiff.
The book is easy to understand and clearly explains the rights
a bailiff has, and also what they cannot do when collecting debts and repossessing goods etc.
I found this item on Brodies website: Brodies LLP that makes me think that the whole matter may well be irrelevant if I settle and that the letter from the creditor would be admissible in court.
Where negotiations to reach a settlement are successful and the without prejudice correspondence constitutes a binding contract, the correspondence may be produced to prove that such a contract has been entered into.
I've recently received another letter offering to accept the sum of £1111.11 in Full and final settlement of an account which has the rather lengthy phrase found in Monty's post http://www.consumeractiongroup.co.uk...ml#post1877790. I cannot see how this phrasing would make any difference and if the amount is paid the letter could still be produced despite their insistence on "express written consent".
"Without Prejudice" in Scotland
' F&F I've recieved (http://www.consumeractiongroup.co.uk...d-appears.html), but I'm wondering if anyone has any information about the precise relevance of this matter in Scotland.
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