Patricia Pearl - Small Claims Procedure - A Practical Guide


An excellent guide for the layperson in how to use the County Court - a must if you are intending to start a claim.

£19.99 + £1.50 (P&P)




Last Will and Testament Kit


Make a legally valid will without the fuss and expense of a solicitor - includes a full step-by-step guide.

£9.99 + £1.50 (P&P)

BAILIFFS - The Law and Your Rights

Written by John Kruse, one of the leading experts on Bailiff Law, this consumer friendly guide is essential reading for anyone who comes into contact with a bailiff.

The book is easy to understand and clearly explains the rights a bailiff has, and also what they cannot do when collecting debts and repossessing goods etc.

£13.95 + £2.00 (P&P)


Reclaim the Right Ltd. - reg. 05783665 in the UK

reg. office:
923 Finchley Road
London
NW11 7PE



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  1. #1
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    Default Am i better off claiming job seekers???

    hi there

    currently i work and my partner does not, been like this year and a half (classed as a homemaker)

    we do get tax credits and working credit and a tiny bit of help on rent and council tax.

    if my partner signs on, are we better off.
    currently partner has no income what so ever.
    everything paid to me....

    would we be better off with job seekers allowance or keep the way we are????

    can anyone help??

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  2. #2
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    Default Re: Am i better of claiming job seekers???

    Hi MW,

    Moving this to the Benefits, etc forum for you.



    Link 1. OFT Debt Coll'n Guide - http://www.oft.gov.uk/shared_oft/business_leaflets/consumer_credit/oft664.pdf
    Link 2. Checking your credit Agreement - http://www.consumeractiongroup.co.uk...greements.html
    Link 3. Interest Tutorial - http://www.consumerwiki.co.uk/index....erest_Tutorial
    Link 4. OFT Guide re s.78 CCA1974 Requests - http://www.oft.gov.uk/shared_oft/business_leaflets/consumer_credit/OFT1272.pdf

    Any help and advice is offered in good faith, based solely on my own knowledge and on experience gathered from this site. I am not qualified to offer legal or financial advice, which you should seek from an expert before making any important decisions. My opinions are therefore offered without liability.

    If I've been helpful, please click my scales.

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    Default Re: Am i better off claiming job seekers???

    Check it out here Start Calculation


    Consumer Health Forums - where you can discuss any health or relationship matters.

  4. #4
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    Default Re: Am i better off claiming job seekers???

    Not necessarily. Your tax credits may change drastically if you give up work, although you would get full housing and council tax benefit. Additionally, a jobseeker is just that - a jobseeker. You have to be actively available and looking for work - they can place you on courses and you have no option but to go, if you refuse without good enough reason, they can stop your benefit with immediate effect.

    Also, if you give up work voluntarily, there is no automatic entitlement to benefit, particularly if you willingly leave your job. Benefits is a safety net, not a lifestyle choice and if you willingly pack your job in, chances are that they would reject a claim to benefit as you will have put yourself in that situation.

    Not trying to be rude - just stating the facts as to what could, and possibly will happen to enable you to be in an informed position, to point out how the DWP will view it and how it could affect a claim.



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