Written by John Kruse, one of the leading experts on Bailiff Law, this consumer friendly guide is essential reading for anyone who comes into contact with a bailiff.
The book is easy to understand and clearly explains the rights
a bailiff has, and also what they cannot do when collecting debts and repossessing goods etc.
Hi ,i would like some advice if possible ,i am currently on a dmp with cccs at the moment have been struggling for the last 12 months ,after looking at some of my credit card statements i have noticed that i have been paying payment protection insurance on about 3 or 4 of them is it possible to claim these back ,any help much appreciated ,thankyou
Hi ,i would like some advice if possible ,i am currently on a dmp with cccs at the moment have been struggling for the last 12 months ,after looking at some of my credit card statements i have noticed that i have been paying payment protection insurance on about 3 or 4 of them is it possible to claim these back ,any help much appreciated ,thankyou
Hello ttgb,
If you believe that they were mis-sold, mis-applied of course you can start the process of reclaiming them back, plus interest
Possibly the first thing to do would be cancel them as you would probably be unable to claim on them anyway, if the accounts have been defaulted.
If any of my posts are helpful, please feel free to click my scales. All information is given as my opinion only, based on my own personal experiences. I have no legal training, but have educated myself in aspects of consumer legislation. My motto "NEVER GIVE IN, NEVER SURRENDER", THERE IS A WAR ON YOU KNOW
thanks ,what is classed as missold or misapplied ,thanks
Did you ask for it???????
Would you have been covered, if it was needed, regarding employment, previous medical history, etc etc
If any of my posts are helpful, please feel free to click my scales. All information is given as my opinion only, based on my own personal experiences. I have no legal training, but have educated myself in aspects of consumer legislation. My motto "NEVER GIVE IN, NEVER SURRENDER", THERE IS A WAR ON YOU KNOW
hi i didnt ask for it on one as i wasnt aware that i had it ,another was sold to me over the phone ,i dont know if i could have claimed or not and dont know really how to find out as most of my debts are now with DCA and cccs pay them all ,any idea how i would find out ,thanks again
To get all the information you need , send an SAR recorded delivery to all the companys involved, though this will cost £10 per company.
If you know for sure any where PPI was added without you asking for it, then write and complain and see what they come back with before you send an SAR as £10 per company could be expensive.
PPI help needed!!!!
with cccs at the moment have been struggling for the last 12 months ,after looking at some of my credit card statements i have noticed that i have been paying payment protection insurance on about 3 or 4 of them is it possible to claim these back ,any help much appreciated ,thankyou
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Originally Posted by tryintogetby
