Written by John Kruse, one of the leading experts on Bailiff Law, this consumer friendly guide is essential reading for anyone who comes into contact with a bailiff.
The book is easy to understand and clearly explains the rights
a bailiff has, and also what they cannot do when collecting debts and repossessing goods etc.
I have an insurance policy called Finance GAP ('Guaranteed' Asset Protection - yes inverted comma's are very apt in this case).
It's supposed to cover all outstanding lease payments on my business vehicle in the event of it being totalled in an accident where there is a shortfall between the market value (i.e. what the insurers pay out on it) and the sum total of all the outstanding lease payments...
I have just had a close look at the general conditions and it appears that vehicles not 'shown in Glass's Guide' are not covered.
Glass's Guide is a trade publication which lists the values of used cars - my vehicle is a pick up truck and I have just checked the guide and guess what - it's not showing up!!!
This cover was recommended to me by the people who sold me the vehicle - a company that specialises in supplying commercial vehicles!!!
This sounds like classic PPI mis-selling to me, but I need to know whether this type of policy would be considered to be PPI or not - and if not what can I do to reclaim the payments?
Finance GAP Asset Protection - PPI?
mis-selling to me, but I need to know whether this type of policy would be considered to be PPI or not - and if not what can I do to reclaim the payments?
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Re: Finance GAP Asset Protection - PPI?
