Written by John Kruse, one of the leading experts on Bailiff Law, this consumer friendly guide is essential reading for anyone who comes into contact with a bailiff.
The book is easy to understand and clearly explains the rights
a bailiff has, and also what they cannot do when collecting debts and repossessing goods etc.
I recently lost my job and have had to go onto JSA. A week or so later I recieved a letter say they were going to take £30 a week for an overpayment from 16 years ago. I know that they are not covered by the Stature of Limitations as normal debts are but is there anything I can do?
There has never been any sort of correspondance regarding what was owed and £30 a week is about a quarter of what we get a week.
I phoned them and got it down to £25 but they refuse to take it lower.
They still have to prove the amount owed and that it is something which you would have to repay - i.e. not their mistake. I also think there are limits to the percentage of your income which they can take.
I would put everything in writing straight away - ask for proof of exactly how the overpayment arose and the amount involved. I would also phone again and mention 'causing extreme hardship' to try to get the repayments reduced some more. You may have to insist on speaking to a supervisor.
RMW
I am not an expert in law, finance or any related field, I just read a lot. Any advice is based solely on what I've read so please don't take it as gospel without checking it out yourself.
I prefer not to give advice by PM. If you want me to look at something, send me a link to your thread, and if I can help I'll reply on there.
16 Year Old Overpayment
from 16 years ago. I know that they are not covered by the Stature of Limitations as normal debts are but is there anything I can do?
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