Written by John Kruse, one of the leading experts on Bailiff Law, this consumer friendly guide is essential reading for anyone who comes into contact with a bailiff.
The book is easy to understand and clearly explains the rights
a bailiff has, and also what they cannot do when collecting debts and repossessing goods etc.
I have no legal training and the advice I offer is a matter of support. Before you commit to any Legal action you are advised to contact a qualified legal practitioner. ------------------------------------------------
Bank charge successes:
Halifax - Full settlement incl interest.
HSBC - Settlement, goodwill no admission of liability about 75% of claim.
RBS - Settlement, goodwill no admission of liability about 70% of claim.
2 ongoing claims for bank charges with HSBC with more to come. (Supreme Court ruling could have upset these claims) They did
PPI Successes
PPI 4 settlements on 9 loans. FOS involvement on 7 added on the 8 % Statutory interest another 30% to both.
2 claims settled in full with LV without FOS involvement.
2 claims settled in full with HSBC without FOS involvement
PPI Claims ongoing with:
Cap one Now with the FOS
Barclays. Paid up today 24/04/10 cheque received for over £4,500 and in the bank.
LTSB still have to decide on this as their SAR production was abysmal. Papers data mixed up documents missing etc
Please do not PM me for advice as it may be sometime before I can respond.
Keep at them. Do not give way and do not accept all they tell you, they will delay and stall for as long as they can to prevent repaying you your mis-sold PPI.
Re: Anyone heard from Paintball not seen on PPI forum for a while
Hello AA and Pompey,
I did notice Painty was not about before Xmas, so I pm'd her and she replied to me and told me that she was a bit busy on the job-hunting bit. She was ok and said she would be back, although I did think she would be back by now.
I agree she is extremely valuable to the PPI forum and is sorely missed
If any of my posts are helpful, please feel free to click my scales. All information is given as my opinion only, based on my own personal experiences. I have no legal training, but have educated myself in aspects of consumer legislation. My motto "NEVER GIVE IN, NEVER SURRENDER", THERE IS A WAR ON YOU KNOW
Re: Anyone heard from Paintball not seen on PPI forum for a while
Many thanks to all it seems she is fine but just busy I am sure she will be back when she has time.
aa
I have no legal training and the advice I offer is a matter of support. Before you commit to any Legal action you are advised to contact a qualified legal practitioner. ------------------------------------------------
Bank charge successes:
Halifax - Full settlement incl interest.
HSBC - Settlement, goodwill no admission of liability about 75% of claim.
RBS - Settlement, goodwill no admission of liability about 70% of claim.
2 ongoing claims for bank charges with HSBC with more to come. (Supreme Court ruling could have upset these claims) They did
PPI Successes
PPI 4 settlements on 9 loans. FOS involvement on 7 added on the 8 % Statutory interest another 30% to both.
2 claims settled in full with LV without FOS involvement.
2 claims settled in full with HSBC without FOS involvement
PPI Claims ongoing with:
Cap one Now with the FOS
Barclays. Paid up today 24/04/10 cheque received for over £4,500 and in the bank.
LTSB still have to decide on this as their SAR production was abysmal. Papers data mixed up documents missing etc
Please do not PM me for advice as it may be sometime before I can respond.
Keep at them. Do not give way and do not accept all they tell you, they will delay and stall for as long as they can to prevent repaying you your mis-sold PPI.
Re: Anyone heard from Paintball not seen on PPI forum for a while
I think I've successfully added it UK
I should explain my absence: I'm looking for a new job, and have also been in the throes of a complicated insurance claim having had a bust pipe in my bathroom which flooded the living room ...
Almost sorted now, thank goodness, having learned an awful lot in the process, about insurance claims .
'Fortune favours the brave.'
Any advice given is purely on the basis of my own views and opinions and offered in good faith.
Re: Anyone heard from Paintball not seen on PPI forum for a while
Hello Painty,
I think I've successfully added it UK
I should explain my absence: I'm looking for a new job,Good Luck and have also been in the throes of a complicated insurance claim having had a bust pipe in my bathroom which flooded the living room ... Bang in a claim you are on the right website to make it succeed.
Almost sorted now, thank goodness, having learned an awful lot in the process, about insurance claims
. Pleased for you Painty.
Welcome back
aa
and a Happy New Year I will give you my news when you have settled back
I have no legal training and the advice I offer is a matter of support. Before you commit to any Legal action you are advised to contact a qualified legal practitioner. ------------------------------------------------
Bank charge successes:
Halifax - Full settlement incl interest.
HSBC - Settlement, goodwill no admission of liability about 75% of claim.
RBS - Settlement, goodwill no admission of liability about 70% of claim.
2 ongoing claims for bank charges with HSBC with more to come. (Supreme Court ruling could have upset these claims) They did
PPI Successes
PPI 4 settlements on 9 loans. FOS involvement on 7 added on the 8 % Statutory interest another 30% to both.
2 claims settled in full with LV without FOS involvement.
2 claims settled in full with HSBC without FOS involvement
PPI Claims ongoing with:
Cap one Now with the FOS
Barclays. Paid up today 24/04/10 cheque received for over £4,500 and in the bank.
LTSB still have to decide on this as their SAR production was abysmal. Papers data mixed up documents missing etc
Please do not PM me for advice as it may be sometime before I can respond.
Keep at them. Do not give way and do not accept all they tell you, they will delay and stall for as long as they can to prevent repaying you your mis-sold PPI.
Re: Anyone heard from Paintball not seen on PPI forum for a while
Hiya Painty,
Glad you are back and hope things are good for you
See how much you have been missed by everyone, a thread dedicated to your whereabouts.
So, we now know what you get up to when your not on this forum.
Poking everyone on face book indeed
If any of my posts are helpful, please feel free to click my scales. All information is given as my opinion only, based on my own personal experiences. I have no legal training, but have educated myself in aspects of consumer legislation. My motto "NEVER GIVE IN, NEVER SURRENDER", THERE IS A WAR ON YOU KNOW
Re: Anyone heard from Paintball not seen on PPI forum for a while
Originally Posted by pinknico
Welcome back Painty, missed you.
Thanks, missed you too
Originally Posted by hellhasnofury
Hiya Painty,
Glad you are back and hope things are good for you
See how much you have been missed by everyone, a thread dedicated to your whereabouts.
So, we now know what you get up to when your not on this forum.
Poking everyone on face book indeed
They are improving thank you ... I'm gobsmacked and very touched to have been so missed ... as for FB, if you're on there, add me, and if you're not on there, then why not? LOL
Originally Posted by Bookworm
And very nice it is too.
Cost me a small fortune
'Fortune favours the brave.'
Any advice given is purely on the basis of my own views and opinions and offered in good faith.
Re: Anyone heard from Paintball not seen on PPI forum for a while
Originally Posted by alanalana
Hello Painty,
. [/color]Pleased for you Painty.
Welcome back
aa
and a Happy New Year I will give you my news when you have settled back
Thank you pet
Happy New Year to you too. The claim is in process, expecting another pay out this week. I have to admit that although it's taken a long time (since September ), I have been well looked after. It's just the mess and work that gets you down.
As for the job front, keep watching
I await an update on your news ...
'Fortune favours the brave.'
Any advice given is purely on the basis of my own views and opinions and offered in good faith.
Re: Anyone heard from Paintball not seen on PPI forum for a while
Hello Painty,
Quote:
Originally Posted by alanalana Hello Painty,
. [/color]Pleased for you Painty.
Welcome back:grin:
aa
and a Happy New Year I will give you my news when you have settled back :grin:
Thank you pet
Happy New Year to you too. The claim is in process, expecting another pay out this week. I have to admit that although it's taken a long time (since September ), I have been well looked after. It's just the mess and work that gets you down.
As for the job front, keep watching :grin:
I await an update on your news ...
I just love the NE term Pet and the other one Man (even addressed to 18 month old toddlers) that my daughter uses all the time it makes me smile all the time as does my result with RBS.
Three claims with fos and one with the ICO and all the rest of the Universe (see my Thread)
Result so far Two out of three complaints with the FOS upheld by the adjudicator. One is still outstanding in line with a complaint to the ICO which it appears is also upheld (see my thread).
I have recieved refunds on 7 out of 7 mis-sold PPI from Direct Line Financial Services X 4, and Royal Bank of Scotland X 3.
I have received all my paid premiums and the interest plus 8% Statutory interest less the tax.
Payment received before Christmas (Bonus) Payment on Loan reduced per month by a small amount but it all helps.
I will post the actual figures when I get the final result on FOS Complaint 3 and the ICO result.
I will not declare a success until I have the full result. Money requested to paypal to make a donation to CAG it will not be a great amount due to circumstances with car breakdown. Family care etc but a donation will be made.
How ya doing Painty
aa
I have no legal training and the advice I offer is a matter of support. Before you commit to any Legal action you are advised to contact a qualified legal practitioner. ------------------------------------------------
Bank charge successes:
Halifax - Full settlement incl interest.
HSBC - Settlement, goodwill no admission of liability about 75% of claim.
RBS - Settlement, goodwill no admission of liability about 70% of claim.
2 ongoing claims for bank charges with HSBC with more to come. (Supreme Court ruling could have upset these claims) They did
PPI Successes
PPI 4 settlements on 9 loans. FOS involvement on 7 added on the 8 % Statutory interest another 30% to both.
2 claims settled in full with LV without FOS involvement.
2 claims settled in full with HSBC without FOS involvement
PPI Claims ongoing with:
Cap one Now with the FOS
Barclays. Paid up today 24/04/10 cheque received for over £4,500 and in the bank.
LTSB still have to decide on this as their SAR production was abysmal. Papers data mixed up documents missing etc
Please do not PM me for advice as it may be sometime before I can respond.
Keep at them. Do not give way and do not accept all they tell you, they will delay and stall for as long as they can to prevent repaying you your mis-sold PPI.
Anyone heard from Paintball not seen on PPI forum for a while
The Consumer Forums
Reply With Quote
it seems she is fine but just busy I am sure she will be back when she has time.
Originally Posted by Bookworm
I sent you a Dior Haute Couture frock today which I thought would adequately suit your womanly contours Madame 
Bang in a claim you are on the right website to make it succeed.
