New thread, the same munchkins.

I have a secured loan with these guys; they call it a mortgageicon on the agreement document. I have just been reading over it and for the first time (since I knew it mattered) I see it is 'unregulated' by the Consumer Credit Act 1974.

Can anyone tell me exactly what that means and what are the implications so far as the recovery charges is concerned??

Any info would be most welcome.

Keep the faith.

T.

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