Written by John Kruse, one of the leading experts on Bailiff Law, this consumer friendly guide is essential reading for anyone who comes into contact with a bailiff.
The book is easy to understand and clearly explains the rights
a bailiff has, and also what they cannot do when collecting debts and repossessing goods etc.
If any of my posts are helpful, please feel free to click my scales. All information is given as my opinion only, based on my own personal experiences. I have no legal training, but have educated myself in aspects of consumer legislation. My motto "NEVER GIVE IN, NEVER SURRENDER", THERE IS A WAR ON YOU KNOW
Bloody hell, if you or Alananaa don't know, we are in trouble
This thread is about informing others about the sorts of responses that you are expected to get from Land of Leather (Brokers) and the loan company. You can guess absolute denials!!!!!!!!!!from both and especially land of leather, who have just been fined heavily by the fsa!!!!!!!!!!!
There are a few issues to explore in this case.
Misold PPI
Commission based selling
Multiple agreements
If any of my posts are helpful, please feel free to click my scales. All information is given as my opinion only, based on my own personal experiences. I have no legal training, but have educated myself in aspects of consumer legislation. My motto "NEVER GIVE IN, NEVER SURRENDER", THERE IS A WAR ON YOU KNOW
Hmmm, Creation and LoL have a habit of blaming one another and LoL have been known to gloss over some of the Creation fine details. I have a LoL thread where I specifically asked LoL about alternative methods of payments and they said no problem, whilst Creation insists that payment HAS to be made by DD and that it is a condition of the agreement...
But yeah, I should think that reclaiming PPI shouldn't be a major difficulty from that lot.
Apologies to people who I was in the process of helping, I may be gone some time.
Hmmm, Creation and LoL have a habit of blaming one another and LoL have been known to gloss over some of the Creation fine details. I have a LoL thread where I specifically asked LoL about alternative methods of payments and they said no problem, whilst Creation insists that payment HAS to be made by DD and that it is a condition of the agreement...
But yeah, I should think that reclaiming PPI shouldn't be a major difficulty from that lot.
Hello Bookworm,
Thanks for your interest and your support. I have had previous and ongoing experience with creation finance (ie new name Lazer) and found then to be less than helpful. Try to shoot you down before take off You want to look at their website, very interesting in parts, ie touting for new brokers who will receive hefty commission on point of sale purchases
If any of my posts are helpful, please feel free to click my scales. All information is given as my opinion only, based on my own personal experiences. I have no legal training, but have educated myself in aspects of consumer legislation. My motto "NEVER GIVE IN, NEVER SURRENDER", THERE IS A WAR ON YOU KNOW
very interesting indeed a few years ago i brought double glazing from a well known glazing company this was paid for via first plus just found out it has had PPI added to it.
But what interests me more is if any commission was paid to the glazing company.
I have The co-op ppi to finish dealing with first and an up and coming court case with the MBNA so i will deal with these first then look into first plus then.
very interesting indeed a few years ago i brought double glazing from a well known glazing company this was paid for via first plus just found out it has had PPI added to it.
But what interests me more is if any commission was paid to the glazing company.
I have The co-op ppi to finish dealing with first and an up and coming court case with the MBNA so i will deal with these first then look into first plus then.
Regards
Pompeyfaith
Hello Pompey
It is very interesting when they all have their finger in the pie, insurance company pay the lender for using them, the lender paying the broker and the poor borrower unaware
If any of my posts are helpful, please feel free to click my scales. All information is given as my opinion only, based on my own personal experiences. I have no legal training, but have educated myself in aspects of consumer legislation. My motto "NEVER GIVE IN, NEVER SURRENDER", THERE IS A WAR ON YOU KNOW
Hi
I am having a problem with creation finance, Last year I brought a sofa from land of leather for 699 it was faulty theyb tried to fix it unsuccessfully cut a long story short they went into admin and said the finance had to be paid by 10th may 09 went to pay creation yesterday they said i owed all the interest etc and now owe 13000.50 problem is i cannot find my agreement. i had previously made a complaint but had no response
please advice me xxxxx
Land of Leather/Creation Finance
of that I am sure.
, and she didn't know they had.
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Originally Posted by hellhasnofury
You want to look at their website, very interesting in parts, ie touting for new brokers who will receive hefty commission on point of sale purchases