Written by John Kruse, one of the leading experts on Bailiff Law, this consumer friendly guide is essential reading for anyone who comes into contact with a bailiff.
The book is easy to understand and clearly explains the rights
a bailiff has, and also what they cannot do when collecting debts and repossessing goods etc.
Way back when in 2007 my firend Dante and I got car parking tickets from Maxim - anyhow, I wrote to them asking for the details of the fine and they have written back saying it has been cancelled - guess who is gonna claim their money back now as I paid the fine If I have any luck, 50% is being given to the upkeep of this brilliant community.
eCar Insurance overpayment - £325
Settled in full - 15/09/08 NatWest Student A/C bank charges - £260
Settled under hardship scheme - 08/06/09 Natwest Business A/C bank charges - £60
Settled in full as GOGW - 20/04/09 Santander Consumer Finance late payment fees - £60
Part settled for £48 - 01/03/08 Peugeot Finance late payment fees - £50
Settled in full before county court hearing - 01/09/09 Peugeot Finance overpayment of £247
Settled in full - 01/12/08 Valley Leisure - complaint about collections agent
£160 part refund of gym membership in compensation - 01/02/09 HFC Bank - complaint about payment deducted from my account on wrong date
GOGW £10 - 01/05/09
Basically, I feel that I have grounds to get the money back, therefore, I wrote them asking for the details of the pcn and made reference to Data Protection Act/S.A.R and they wrote back saying they have cancelled the penalty. On this basis, if they have cancelled the penalty then they must return the money paid for the penalty in the first place (after a few letters) It was just a long shot when I wrote the letter
09/07/09 Business Studies BA(Hons) 2:1
eCar Insurance overpayment - £325
Settled in full - 15/09/08 NatWest Student A/C bank charges - £260
Settled under hardship scheme - 08/06/09 Natwest Business A/C bank charges - £60
Settled in full as GOGW - 20/04/09 Santander Consumer Finance late payment fees - £60
Part settled for £48 - 01/03/08 Peugeot Finance late payment fees - £50
Settled in full before county court hearing - 01/09/09 Peugeot Finance overpayment of £247
Settled in full - 01/12/08 Valley Leisure - complaint about collections agent
£160 part refund of gym membership in compensation - 01/02/09 HFC Bank - complaint about payment deducted from my account on wrong date
GOGW £10 - 01/05/09
1. You get a private invoice (or 'penalty' as it's being called)
2. You pay it
3. You write to them afterwards.
4. You got a letter back saying the 'penalty' has been cancelled.