Written by John Kruse, one of the leading experts on Bailiff Law, this consumer friendly guide is essential reading for anyone who comes into contact with a bailiff.
The book is easy to understand and clearly explains the rights
a bailiff has, and also what they cannot do when collecting debts and repossessing goods etc.
Just a very quick question. I took out mortgage payment protection a year ago now with British Insurance. Since taking the policy I've moved jobs.. I now get more money etc but I wondering if I supposed to tell the insurance company?
As I've moved to a bank, I'm worried if I tell them there going to try and put up my premiums alot.. Even though I'm safe where I am...
Does anyone have any experience of this? Can they do this?
Re: Mortgage Payment Protection - British Insurance
Hello nicks,
Hi All
Just a very quick question. I took out mortgage payment protection a year ago now with British Insurance. Since taking the policy I've moved jobs.. I now get more money etc but I wondering if I supposed to tell the insurance company? ( I would not be concerned about your income if you pay the monthly premium BUT I would check to see if you really need this payment protection on your mortgage as your employer may cover you if you are off work through sickness. I would check up and if you are covered through your employer you may have adequate cover already. I would check up and see what cover you have and then make a decision to either cancel and reclaim your payment protection (If you have a valid case to reclaim)
As I've moved to a bank, I'm worried if I tell them there going to try and put up my premiums alot.. Even though I'm safe where I am...
Does anyone have any experience of this? Can they do this? I have no experience with regard to your case as explained above you will have to decide on your next action.
Thanks
Nick
not sure if this helps you much if not keep asking
aa
I have no legal training and the advice I offer is a matter of support. Before you commit to any Legal action you are advised to contact a qualified legal practitioner. ------------------------------------------------
Bank charge successes:
Halifax - Full settlement incl interest.
HSBC - Settlement, goodwill no admission of liability about 75% of claim.
RBS - Settlement, goodwill no admission of liability about 70% of claim.
2 ongoing claims for bank charges with HSBC with more to come. (Supreme Court ruling could have upset these claims) They did
PPI Successes
PPI 4 settlements on 9 loans. FOS involvement on 7 added on the 8 % Statutory interest another 30% to both.
2 claims settled in full with LV without FOS involvement.
2 claims settled in full with HSBC without FOS involvement
PPI Claims ongoing with:
Cap one Now with the FOS
Barclays. Paid up today 24/04/10 cheque received for over £4,500 and in the bank.
LTSB still have to decide on this as their SAR production was abysmal. Papers data mixed up documents missing etc
Please do not PM me for advice as it may be sometime before I can respond.
Keep at them. Do not give way and do not accept all they tell you, they will delay and stall for as long as they can to prevent repaying you your mis-sold PPI.
Mortgage Payment Protection - British Insurance
payment protection a year ago now with British Insurance. Since taking the policy I've moved jobs.. I now get more money etc but I wondering if I supposed to tell the insurance company?
Reply With Quote
