Thread: PPI problems with Halifax

hello shortwoman,

My partner, who is currently unemployed and claiming unfair dismissal has been having problems cancelling the PPI on his loan. He has continually contacted Halifax about the best way to cancel without incurring charges, ( I believe there should be no question of charges for cancelling PPI on a loan or credit card only questions about rebates and recovery of the premiums you have paid if you have a case for mis-selling against halifax you will need to gather all the information you can) however whilst two were helpful the other was very rude. It got to the point where the lady informed my partner that the payment HAD to be made regardless and that if he was claiming benefit, it could be paid out of this. He told that he was struggling to pay his mortgage and asked her if he should go and rob two old people on the street (not that he would)!!! She said it was up to him as long as it was paid!!!!

Eventually, I spoke to a nice lady today, who cancelled it and advised him to call their Money Advisers to set up an arrangement of as little at £5 per month, so that payment is still being made.

I have to wonder if these people really live in the real world!!

Please check out the following links to see if you could have a valid claim to get back all the PPI you have paid so far

For claims before 2005 and the FSA ruling from which campaign
How to tell if you’ve been mis-sold PPI
Quick check: were you mis-sold? - How to tell if you’ve been mis-sold PPI

Another useful site to help you reclaim missold PPI UPDATED 16 JUN 08
Reclaim your PPI premiums - payment protection insurance | This is Money

This is a little snippet from the above link....

Can I reclaim on any PPI policy?
Your claim for compensation is dependent on when you took the insurance. PPI sales only came under the jurisdiction of the FSA on 14 January 2005. Any sales made before then are not covered by the latest rules.
However, it may still be worth complaining to your lender if you feel you have been mis-sold. If you bought before January 2005 it is likely that they will have been covered by a previous regime of rules. This means that the Financial Ombudsman Service will be able to consider these complaints. If you took PPI after January 2005, your claim is subject to the latest rules.

All of the above from this.........

links

which is in the stickies at the top of the forum.

Please have a read through it is long but the information may lead to you getting some cash back No guarantees but it gets you started.

aa