Written by John Kruse, one of the leading experts on Bailiff Law, this consumer friendly guide is essential reading for anyone who comes into contact with a bailiff.
The book is easy to understand and clearly explains the rights
a bailiff has, and also what they cannot do when collecting debts and repossessing goods etc.
Excellent. Do we have an email addy for this guy? Ive just sent an invoice to the individual( i am being really polite here )at A+L responsible for our A+L/MBNA card. If they are going to use my time up I expect them to pay for it. I will let viewers know of the outcome.
Just out of interest, our credit card is with A+ L which is, as I am lead to belive owned by MBNA..so do I sue A+L, or MBNA? I want to be fair and accurate, and I am now prepared to go all the way, irrespective of any settlement.
Thanks for that! I will take up your suggestion and let you know of the outcome-if, of course, I ever get a reply!Thanks for all your help, it is much appreciated.
Actually, thinking a little more about my proposed letter to their solicitor, has anyone else had any joy getting a definitive position out of a bank? It might be useful to share it(as long as no-one falls foul of DPA regulations!)
i have been at loggerheads with MBNA for months. shane flynn is no longer their ceo as he made £11m personally last year and has gone and left the company. The new guy in charge is michael rhodes whose email address is michael.rhodes@mbna.com . Oh and by the way, if you would like a telephone number direct to his office, you could try 01244 672040 and one of his right hand men or women will deal with your query. He also has voicemail on this number out of hours !
I just spoke to someone at the Customer Advocate Office and they said that becasue of the OFT saying that £12.00 was acceptable they are no longer going to pay the full amount of charges back to anyone.
They are just trying it on. Every time somebody believes they can get away with £12 charges then they are only giving back £13 based on their current charges.don't anybody give in, I will be really cross if you do !
I seem to remember the wording from the OFT was that they would not automatically deem a charge fair because it was £12 or lower. Stick to your guns and get it all back.
My offer was from Gareth Tunnicliffe, but the letter was from Steve Bailey.
Gareth Tunnicliffe is the boy though, popular throughout most of these threads and I was advised to speak to him, sounds like MBNA are actually playing the game and sorting things out quite quickly!
Big Col
RBS LBA 20/06/06. WON - 21/10/06
MBNA(1)-Start-20/06/06, Claim-£250, 15/8 - Winner!!
MBNA Virgin(2)-Start-20/06/06, Claim £100, 15/8 - Winner!!
BoS MCard Data Protection Act Sent 20/06/06 - WON 16/10/06
Green On!
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