Written by John Kruse, one of the leading experts on Bailiff Law, this consumer friendly guide is essential reading for anyone who comes into contact with a bailiff.
The book is easy to understand and clearly explains the rights
a bailiff has, and also what they cannot do when collecting debts and repossessing goods etc.
I heard about this site from Martin Lewis MoneySaver Letter. But I first tried my own letter to Lloyds TSB and have had 2 letters back saying we are not going to refund any money.
So now I will read FAQ then start sending your tenplate letters and see what happens.
Thank you all for taking the time to prepare this stuff. I will let you know how I get on with the bank.
Have a read around the Lloyds TSB forum and start your own thread in there, that way people can keep an eye on your progress and offer any advice should you need it.
Please note that I am not a legal expert and all advice given is without prejudice and is purely my opinion only.
** Nationwide - £1821.15-PAID IN FULL - Aug 06 ** ** Halifax Mortgage -£390 - PAID IN FULL - Nov 06 ** Lloyds TSB - MCOL issued 09/03/07 - £2953 + costs - ON HOLD....