Thread: Old PPI With Welcome Finance

Originally Posted by scedminc

Years ago maybe in 2002/2003 i took out some car finance and was mis-sold PPI for sure as i was told i must take out the policy or i could not have the car and also it was from a car dealer who sourced the finance for me who would not normally deal in obtaining finance for customers. I do not have any of the documents as i lost some of them on moving home etc. I can remember that during the initial loan i could not afford the repayments and asked if i could lower them. The only way they would agree was if i took out another loan with them to pay that one off and start again with the lower payments. I stupidly did it and wonder why on earth i managed to be conned into this. Can someone tell me if i am still able to claim back the PPI and do an Subject access request even though it may have been over 6yrs ago or very close to it and also is it legally correct for them to tell me i had to take out a new loan just for the purpose of payment back the first one so i could lower my payments.

Hello and welcome to the ppi forum:grin:

Get your SAR sent off and see what they come back with:grin: