Written by John Kruse, one of the leading experts on Bailiff Law, this consumer friendly guide is essential reading for anyone who comes into contact with a bailiff.
The book is easy to understand and clearly explains the rights
a bailiff has, and also what they cannot do when collecting debts and repossessing goods etc.
I succcessfully claimed back about £5000 from A&L last year for penalty charges, I agreed settlement with them the day before it was due to go to court. I've just noticed (and not sure why I've only just noticed as have been checking my credit files regularly) that they have put a default on my credit file even though the account is 'satisfied'
I realise that this should now have been part of the agreement but they hadn't defaulted me at this point, do I send them the standard defult removal notice first or issue a s10 notice??
Any help gratefully appreciated.
Thanks
pinky
When the Liberals and Conservatives were in opposition, they both agreed that banks should pay back high bank charges to customers. Nothing seems to have happened since they came into power as a coalition. PPI Insurance has been sorted. Now they should turn their attention to bank charges and help customers get exorbitant charges refunded.
Advice & opinions given by citizenb are personal, are not endorsed by Consumer Action Group or Bank Action Group, and are offered informally, without prejudice & without liability. Your decisions and actions are your own, and should you be in any doubt, you are advised to seek the opinion of a qualified professional.
PLEASE DO NOT ASK ME TO GIVE ADVICE BY PM - IF YOU PROVIDE A LINK TO YOUR THREAD THEN I WILL BE HAPPY TO OFFER ADVICE THERE
When the Liberals and Conservatives were in opposition, they both agreed that banks should pay back high bank charges to customers. Nothing seems to have happened since they came into power as a coalition. PPI Insurance has been sorted. Now they should turn their attention to bank charges and help customers get exorbitant charges refunded.
Advice & opinions given by citizenb are personal, are not endorsed by Consumer Action Group or Bank Action Group, and are offered informally, without prejudice & without liability. Your decisions and actions are your own, and should you be in any doubt, you are advised to seek the opinion of a qualified professional.
PLEASE DO NOT ASK ME TO GIVE ADVICE BY PM - IF YOU PROVIDE A LINK TO YOUR THREAD THEN I WILL BE HAPPY TO OFFER ADVICE THERE
Well I've tried a 'niceish' letter to start with but making it clear it will be taken further, they will know I mean business as I took them to court for my charges so not afraid of that.
Interesting though that all 3 credit reference agencies say different things - it's defaulted on Experian (surprise surprise!) but shows as settled and £0 balance on Equifax, not even a sign of a default!! How is that right??
A&L Default
Reply With Quote
See what their reply is and take it from there.
