Written by John Kruse, one of the leading experts on Bailiff Law, this consumer friendly guide is essential reading for anyone who comes into contact with a bailiff.
The book is easy to understand and clearly explains the rights
a bailiff has, and also what they cannot do when collecting debts and repossessing goods etc.
Please consider signing the above petition located on the number 10 downing street website. The threshold for bankruptcy was raised to £200 in 1976 and £750 in 1986 and has not been raised since. Most tenancy agreements state that the agreement ends upon bankruptcy. Some sensitive jobs and many homes are lost on bankruptcy.
The purpose of this petition is to stop the abuse of the system by councils who will bankrupt an individual if he or she falls behind with payments and has their instalment agreement withdrawn and cannot pay the whole balance remaining in one lump sum. It will help others out who are pursued for sums between £750 and £5000.
If there is a legitimate claim against a creditor for mis selling, unfair charges or associated arguments the answer to many questions on this site is no you should not go bankrupt nor should you take out an IVA.
If you want to reclaim money that a bank owe you and there is no debt you should pay £10 for statements under the relevant legislations, however if you are pursued for a debt that includes charges then you should not pay £10 because you require the information for your benefit not theirs. The onus on a claimant or creditor is to prove their case, a creditor that does not provide all statements showing how you went from zero upon openiong to where you are today has not substatiated his claim.
bankruptcy5000 petition
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