Patricia Pearl - Small Claims Procedure - A Practical Guide


An excellent guide for the layperson in how to use the County Court - a must if you are intending to start a claim.

£19.99 + £1.50 (P&P)



Last Will and Testament Kit


Make a legally valid will without the fuss and expense of a solicitor - includes a full step-by-step guide.

£9.99 + £1.50 (P&P)

BAILIFFS - The Law and Your Rights

Written by John Kruse, one of the leading experts on Bailiff Law, this consumer friendly guide is essential reading for anyone who comes into contact with a bailiff.

The book is easy to understand and clearly explains the rights a bailiff has, and also what they cannot do when collecting debts and repossessing goods etc.

£13.95 + £2.00 (P&P)


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  1. 11th December 2008 19:01 #1
    JOSH_IOU JOSH_IOU is offline
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    Default Penalty charges from Northern Rock

    I have litrature from working at Northern Rockicon head quarters.

    This litrature is a staff handbook and it clearly tells me when there chargeing structure applies to an account. I have a staff contractwhich tells me I am able to use this book to do my work but it dose not tell me to expose of it when I leave. (thoug I am asked to not disclose any info.) (maybe they shouldnt have let me go.)

    this is back in 2004 and 2005 so the liitation period may still not apply to any claims.

    Could any ne purhaps offer me some advice before I release it. If you no what a penalty charge is you will mre than likely no how to use this guideance. Its prety clear stuff I hope.

    Would any one like it I am not online alot and I am using another pc I have acces to it to at least 8pm tonight.

    Folks I want to use this in a court case. Either directly or not.

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  2. 11th December 2008 19:43 #2
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    Default Re: Penalty charges from Northern Rock

    Josh, if you have information about that I am sure site team would be interested to see that and be able to advise whether they wish to put the information on the open forum or if they are able to. Any information pertaining to cost would be dynamite providing it gave a Breakdownicon of it. Worth a PM to site team first perhaps, mate.

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  3. 11th December 2008 20:47 #3
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    Default Re: Penalty charges from Northern Rock

    Josh, please will you contact me through one of the mods please. I doubt whethe the book has any details of charging structures but it would be interesting to see anyway.
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  4. 11th December 2008 20:49 #4
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    Default Re: Penalty charges from Northern Rock

    The book doesnt have nay details of charging structure but details how the charges are applied and it dose use the terms we are looking for (ie penalty).

    The book is quite big and i have passed some of it already onto steven as he has requested it.

    "The only thing that interferes with my learning is my education." Albert Einstein

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  5. 11th December 2008 20:55 #5
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    Default Re: Penalty charges from Northern Rock

    sounds like charges leaflets of the time, is that right? Or maybe charges in PIL perhaps....shocking document if it was in 2003/04

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  6. 11th December 2008 21:21 #6
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    Default Re: Penalty charges from Northern Rock

    no its not a wod of leaflets ive collected. Its staff directions. along with questions and aswers. Of customer scenarios.

    "The only thing that interferes with my learning is my education." Albert Einstein

    "No-one can make you feel inferior without your consent" - E. Roosevelt


    Don't lie, thieve, cheat or steal. The Government do not like the competition.


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    We are being sued for Libel. Please help us by donating

    Please support the pettition to remove Gordon Brown as he was not elected primeinister. He was elected Party Leader something completely different.

    http://petitions.pm.gov.uk/gordan-brown/
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