Written by John Kruse, one of the leading experts on Bailiff Law, this consumer friendly guide is essential reading for anyone who comes into contact with a bailiff.
The book is easy to understand and clearly explains the rights
a bailiff has, and also what they cannot do when collecting debts and repossessing goods etc.
Sent my first dpa letters out to Natwest and Barclays today and then as coincidence would have it I recieved an Unpaid DD letter from Natwest with a fee of £38 !!
On my high horse, rang them straight away and they were saying the usual i.e. its not the banks fault etc. So then I threw in the old Its an unlawful charge as it costs you less than a penny line and then stated that I had already started to persue them for the rest of the charges from the last six years and I was doing them a favour by giving them the chance to refund this one before I added on the interest.
And would you believe it as a "gesture of goodwill" it was refunded straight away!!!!!!!!!!!