Dogspods -v- Monument ***WON***

**Dogspods** · 10th December 2008 17:38

As with my claim against the Halifax icon

for charges during the period i was unemployed may as well start one for both Barclaycard and Monument and claim for the max period.

Barclaycard: SAR icon

letter sent today (couldn't find all of my statements, period of 14months missing)

Monument: Prelim letter sent

Similar Threads:

**slick132** · 11th December 2008 01:29

Hi Dogs,

I've copied this to a 2nd thread which you can use just for the Monument claim.

Keeps your claims from getting confused.

**Dogspods** · 12th January 2009 14:06

Standard "charges are fair and just" reply recieved. lba icon

sent

Have also sent CCA letter as my original account was with Providian which was transfered to a Monument.

**Dogspods** · 15th January 2009 12:38

Letter from Monument this morning offering me a 50% refund - strange that this amount would clear my current balance!!

Rejection letter sent.

**slick132** · 15th January 2009 18:14

Sounding good so far.......

**Dogspods** · 10th February 2009 09:10

No response from Monument to my rejection letter - Court forms filled out today will issue them tomorrow.

It's funny that Barclaycard just paid out where as Monument, despite offering to pay 50% of the charges back, have not responded. Maybe it's worth a phone call icon

today. They've even failed to respond to my CCA request too??? Both letters were sent by recorded delivery.

**slick132** · 10th February 2009 17:55

Hi D'sP's,

You could File at court if you want - this will secure you the 8% s.69 interest icon

.

Or, if you're feeling kind, call them and see if they want to repay in the next couple of days or THEN you'll file.

**Dogspods** · 17th February 2009 14:57

About to file my N1 but need to confirm Monuments registered address as my SAR icon

and Prelim letter was sent to

The Portland Building. 25 High Street, Crawley. West Sussex. RH10 1BG

But responses after that came from:

Monument Customer Relations. 51 Saffron Road, Leicester. LE18 4US

Anyone have/know the registered address??

**slick132** · 17th February 2009 17:56

You should first check the proper name of the company you need to sue and use their Registered Office.

Eg Barclaycard have to be named as Barclays icon

Bank PLC t/a Barclaycard and you'd use their London Registered Office at Churchill Place.

Check on your last statement who is shown and at what address. I've searched on Google and see that BC sold Monument to Compucredit (last year?).

It's v important you check and get this right as they can deny receiving the claim if it goes to the wrong addy.

**Dogspods** · 17th February 2009 18:42

Hence asking for info on the correct address

Checked last statement and there's the line:

Monument is a trading name of R. Raphael & Sons PLC. R. Raphael & Sons PLC is registered in England, registered No. 1288938. Registered Office: Albany Court Yard 47-48, Piccadilly, London W1J 9LR.

I'm assuming that's the address?

**slick132** · 17th February 2009 23:00

So, on your your N1, the Defendant will be:-

R Raphael & Sons PLC - Trading as Monument

Albany Court Yard
47-48, Piccadilly
London
W1J 9LR

Thats how I would issue your claim.

**Dogspods** · 25th February 2009 13:33

Letter from Monument this morning offering me full refund of the charges (£790.00) as a one off good will gesture.

**slick132** · 25th February 2009 15:06

Hi DPs,

Have you already Filed the N1 and, if so, what was the total claimed including s.69 Int't ?

If not, this sounds like a good end to your short case.

**Dogspods** · 25th February 2009 16:06

Was off to file my N1 today - saved me a journey - will call it a win and accept their offer

**slick132** · 25th February 2009 17:29

Great result and congratulations on your win.

Thread title changed to **WON**

Thread: Dogspods -v- Monument WON

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