Patricia Pearl - Small Claims Procedure - A Practical Guide


An excellent guide for the layperson in how to use the County Court - a must if you are intending to start a claim.

£19.99 + £1.50 (P&P)




Last Will and Testament Kit


Make a legally valid will without the fuss and expense of a solicitor - includes a full step-by-step guide.

£9.99 + £1.50 (P&P)

BAILIFFS - The Law and Your Rights

Written by John Kruse, one of the leading experts on Bailiff Law, this consumer friendly guide is essential reading for anyone who comes into contact with a bailiff.

The book is easy to understand and clearly explains the rights a bailiff has, and also what they cannot do when collecting debts and repossessing goods etc.

£13.95 + £2.00 (P&P)


Reclaim the Right Ltd. - reg. 05783665 in the UK

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Thread: Death Benefit

  1. #1
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    Default Death Benefit

    Hi hope someone can help
    My elderly neighbour just lost her husband of 70 years
    and i been helping her out with some paper work and he had Life Insuranceicon with a company (dont know if i should shame them) he has been paying £9 since 1978 she contacted them about his death and was told she would recieve a chq for £1300 ok not a large amount.
    When she recieved the CHQ it was for £1019 she contacted them to ask why it was less the told her we would send out a statment,
    I called to day and she told me she has had the statement and there was a VAT deduction from the amount surley you dont pay VAT on it
    any help
    many thanks DK

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  2. #2
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    Default Re: Death Benefit

    Nope you don't pay VAT on it.


  3. #3
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    Default Re: Death Benefit

    Ok any dea who i can report these low lifes too
    Regards DK

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    Default Re: Death Benefit

    Need to make a complaint to the company first. If you're not happy with their answer you can then go to the fosicon.


  5. #5
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    Default Re: Death Benefit

    No there shouldn't usually be any taxes on a Life Insuranceicon payout, other than inheritanceicon tax (but of course that would only apply if the total value of the estate is above the threshold, and even then, I don't think the insurance company should deduct it at source).

    There is an article about life insurance payout taxation here:
    Tax on Life Insurance - Life Insurance Guide - Moneynet.co.uk

    Which company is this? It sounds really dodgy if you ask me.


  6. #6
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    Default Re: Death Benefit

    Axa thats the company

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    Default Re: Death Benefit

    No there shouldn't usually be any taxes on a Life Insuranceicon payout, other than inheritanceicon tax (but of course that would only apply if the total value of the estate is above the threshold, and even then, I don't think the insurance company should deduct it at source).
    No it wouldn't be deducted at source. It would be deducted from the overall estate.


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    Default Re: Death Benefit

    Just thought I'd jump in here. VAT on a death benefit, what a load of tosh. Complain complain complain.

    Just as an aside VAT is 15% (was 17.5%), their deduction, whatever it is, isn't either of these amounts!!



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Reclaim the Right Ltd. - reg.05783665 in the UK reg. office:- 923 Finchley Road London NW11 7PE