Thread: default on file

can anyone explain when the six years for a default starts.ive just looked at my report again and i was defaulted in 2003 but right up to 2006 i have a monthly d in my report even though the debt was getting paid off monthly.my file looks a total mess with all these on it.are these d the same default or are they seperate.this is a nightmare.

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THE DEFAULT WILL DROP OFF IN 2009

the monthy updates of d is normal as it shows the current status of the account

just wait till next year when the account/default wil be removed

thanks for the help postggj thats a weight off my mind.

my file seems to have some sort of start date 4 sept 2004 anyone got an idea what this is(it wasnt there last time i checked)i was expecting my default to drop off on the 2nd of august.is this deffo still the case.heres what my file says personal details changed of course.thanks in advance.

Lender name:

RBOS

Account holder name:

Mr

Address:

2

Date of birth:

12

Accountholder status:

Normal

Start date:

4th September 2004

End Date:

1st July 2006

Account type:

Current account

Account status:

Default

Last updated:

1st July 2006

Current balance:

£0

Credit limit:

£0

Opening balance:

£408

Payment start date:

2nd August 2003

Account start date:

27th September 2001

Account end date:

1st July 2006

Repayment frequency:

Monthly

Lump payment:

£0

Default date:

2nd August 2003

Original default balance:

£408

Term balance:

£0

Default satisfied date:

1st June 2006

Payment History:

Hover over the icons below for more details.

Should fall off 2nd August 2009

Originally Posted by savinsav

Should fall off 2nd August 2009

yaaaaaaaaaaaaaaaaaaasssss sssssssssssssssssssssssss ss.
thanks savinsav

right thats it 2nd august 2009.i want to do a file check again would it be ok.or should i wait a week.thanks

give it a few days pete
its the weekend

Originally Posted by postggj

give it a few days pete
its the weekend

thanks i will give them untill wed.then i do another check.thanks again

ive just done a search with callcredit and its gone yipee.i am also on the voters register.can i just go down to the Bank of Scotland and open an account now?.i dont want to do any harm with searches then getting refused.thanks again everyone for all the help.