Patricia Pearl - Small Claims Procedure - A Practical Guide


An excellent guide for the layperson in how to use the County Court - a must if you are intending to start a claim.

£19.99 + £1.50 (P&P)




Last Will and Testament Kit


Make a legally valid will without the fuss and expense of a solicitor - includes a full step-by-step guide.

£9.99 + £1.50 (P&P)

BAILIFFS - The Law and Your Rights

Written by John Kruse, one of the leading experts on Bailiff Law, this consumer friendly guide is essential reading for anyone who comes into contact with a bailiff.

The book is easy to understand and clearly explains the rights a bailiff has, and also what they cannot do when collecting debts and repossessing goods etc.

£13.95 + £2.00 (P&P)


Reclaim the Right Ltd. - reg. 05783665 in the UK

reg. office:
923 Finchley Road
London
NW11 7PE



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  1. #1
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    Default Should I VT My Finance Agreement

    Hi all, hoping for some sound advice, I have a motorcycle on finance with close motor finance, I am 10 month's into the agreement and my circumstances have changed, I can afford to pay for the bike no problem but I need to switch to a more practical bike, as the one I have is getting no use, and to top it off it has lost £2300 in value in 10 months when inquiring about trading it in, I originally financed £5800 and after 9 payments of £197 was told settlement figure was £5550, I was willing to take the loss and add it to another bike just to get something I am going to use but close will not refinance me, even on something of equal value, I don't know what to do or understand why they will not help me, but I don't want to continue paying for something that gets no use and is losing value so quickly, so I am considering voluntary termination, any advice welcomed, thanks

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  2. #2
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    Default Re: Should I VT My Finance Agreement

    Anyone help?


  3. #3
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    Default Re: Should I VT My Finance Agreement

    wow, still no response, is this in the right forum?


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    Default Re: Should I VT My Finance Agreement

    to do a vt you would have to have paid a third off the balance and be in no arrears.


  5. #5
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    Default Re: Should I VT My Finance Agreement

    I thought I could vt at any time and only be liable for 50% of the total amount repayable less any monies already paid


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    Default Re: Should I VT My Finance Agreement

    check on your agreement under termination rights and ending th agreement
    it will say what you need to do


  7. #7
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    Default Re: Should I VT My Finance Agreement

    would I have any argument to get them to refinance another bike of equal value, or is it up to their discretion


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    Default Re: Should I VT My Finance Agreement

    ime afraid its up to them on this one if the want to play ball



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Reclaim the Right Ltd. - reg.05783665 in the UK reg. office:- 923 Finchley Road London NW11 7PE