Patricia Pearl - Small Claims Procedure - A Practical Guide


An excellent guide for the layperson in how to use the County Court - a must if you are intending to start a claim.

£19.99 + £1.50 (P&P)




Last Will and Testament Kit


Make a legally valid will without the fuss and expense of a solicitor - includes a full step-by-step guide.

£9.99 + £1.50 (P&P)

BAILIFFS - The Law and Your Rights

Written by John Kruse, one of the leading experts on Bailiff Law, this consumer friendly guide is essential reading for anyone who comes into contact with a bailiff.

The book is easy to understand and clearly explains the rights a bailiff has, and also what they cannot do when collecting debts and repossessing goods etc.

£13.95 + £2.00 (P&P)


Reclaim the Right Ltd. - reg. 05783665 in the UK

reg. office:
923 Finchley Road
London
NW11 7PE



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  1. #1
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    itzmyne Novitiate

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    Default Is my Northern Rock CCA Valid?

    Hi Guys, Plz excuse any mistakes I make, I'm a noob and keep up this excellent work!!!
    Some background: I had a qute severe accident which has kept me off work for 6 months and will do for at least another 4 months. I lost 70% of my income and some bones! That's when the problems started. The NR started recovery proceeding and I found you!
    I have followed your excellent advice and have received a response from Northern Rockicon with the attached agreement. My question is: is it valid?
    I noticed there is no cancellation info (set up online), no cooling off period mentioned, no order of allocation of payments for defaults, no t's and c's. Minor things like the figures are calculated on 5.604% not 5.7% so the figures are n't accurate.
    I have blanked some info which is correct.
    Does this make a difference? What should I do now? Many thanks in advance

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  2. #2
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    Trilby274 Novitiate Trilby274 Novitiate Trilby274's Avatar

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    Default Re: Is my Northern Rock CCA Valid?

    Sorry Itzmyne - can't read your attachment. But welcome to the forums anyway. Try uploading the image into photobucket (you have to register but it is free) and then link it to your post.


  3. #3
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    itzmyne Novitiate

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    Default Re: Is my Northern Rock CCA Valid?

    Cheers for the reply Trilby274! <a href="Image of NRcca01 - Photobucket - Video and Image Hosting" The link seems to work ok. Any advice gratefully received


  4. #4
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    Trilby274 Novitiate Trilby274 Novitiate Trilby274's Avatar

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    Default Re: Is my Northern Rock CCA Valid?

    The image is fine itzmyne. Now you just have to wait for someone more qualified than I to read it. Shouldn't be too long I hope.



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Reclaim the Right Ltd. - reg.05783665 in the UK reg. office:- 923 Finchley Road London NW11 7PE