Written by John Kruse, one of the leading experts on Bailiff Law, this consumer friendly guide is essential reading for anyone who comes into contact with a bailiff.
The book is easy to understand and clearly explains the rights
a bailiff has, and also what they cannot do when collecting debts and repossessing goods etc.
Back in early 2007 I wrote to Abbey requesting my bank charges. I received the usual bugger off letters at the time.
In November 07 I submitted my N1 for some of the charges (I had to split to keep in small claims). This was eventually stayed pending the OFT case.
Three questions really.
1. The charges which I have claimed through court are now over 6 years old, although they were not at the time of claim. Will this have any impact, should we be able to get our cash back.
2. Some of the remaining charges which I haven't claimed through court but did originally ask for these in my prelim and lba have now passed the 6 year limit. Does this mean I have lost out on these?
3. The remaining charges which are still within 6 years (just), should I put in a claim for these through court?
Hi Bobby - I think this is about right:
1 Once the charges are registered at the court, they are valid even if the six year barrier has been passed.
2. Same again, even though it has not gone to court the claim has been registered.
3. Yes - get 'em in
I had my case stayed back in 2008 following the outcome of the test case. There are no time restraints on the stay but I am a little worried that the claim will be dismissed because my POC was not up to scratch. It was a POC from another forum!
If I PM someone my POC and Abbey's defence can they look to see whether I need to amend it or not following the latest information from the Supreme Court.
BobbyH V Abbey
requesting my bank charges. I received the usual bugger off letters at the time.
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