Patricia Pearl - Small Claims Procedure - A Practical Guide


An excellent guide for the layperson in how to use the County Court - a must if you are intending to start a claim.

£19.99 + £1.50 (P&P)




Last Will and Testament Kit


Make a legally valid will without the fuss and expense of a solicitor - includes a full step-by-step guide.

£9.99 + £1.50 (P&P)

BAILIFFS - The Law and Your Rights

Written by John Kruse, one of the leading experts on Bailiff Law, this consumer friendly guide is essential reading for anyone who comes into contact with a bailiff.

The book is easy to understand and clearly explains the rights a bailiff has, and also what they cannot do when collecting debts and repossessing goods etc.

£13.95 + £2.00 (P&P)


Reclaim the Right Ltd. - reg. 05783665 in the UK

reg. office:
923 Finchley Road
London
NW11 7PE



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  1. #1
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    Default Virgin Credit Card

    My Virgin Credit Card is the least of my worries, but I thought I would raise the issue on this forum to see if anyone had had a similar experience. Basically Virgin have just almost DOUBLED my interesticon rate (now stands at an APR of 29%). Always kept the account in good order (never missed a payment - albeit a minimum payment!). Anyone had a similar experience? Is it worth complaining about as I noticed in the press today that the credit card companies were being taken to task about unfair terms. What is the normal route to follow re complaints?

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  2. #2
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    Default Re: Virgin Credit Card

    I got a letter today putting mine up to 34.9%

    which leaves me in a very difficult situation as I can no longer afford repayments


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    Default Re: Virgin Credit Card

    Simple, get a pair of scissors and cut it up, as soon as people start to use these DEBT cards less and less then you will soon see the rates drop

    PGH7447


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  4. #4
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    Default Re: Virgin Credit Card

    haha, thanks for that - I cut it up a long time ago



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Reclaim the Right Ltd. - reg.05783665 in the UK reg. office:- 923 Finchley Road London NW11 7PE