Patricia Pearl - Small Claims Procedure - A Practical Guide


An excellent guide for the layperson in how to use the County Court - a must if you are intending to start a claim.

£19.99 + £1.50 (P&P)



Last Will and Testament Kit


Make a legally valid will without the fuss and expense of a solicitor - includes a full step-by-step guide.

£9.99 + £1.50 (P&P)

BAILIFFS - The Law and Your Rights

Written by John Kruse, one of the leading experts on Bailiff Law, this consumer friendly guide is essential reading for anyone who comes into contact with a bailiff.

The book is easy to understand and clearly explains the rights a bailiff has, and also what they cannot do when collecting debts and repossessing goods etc.

£13.95 + £2.00 (P&P)


Reclaim the Right Ltd. - reg. 05783665 in the UK

reg. office:
923 Finchley Road
London
NW11 7PE
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  1. 23rd November 2008 18:31 #1
    iwuzrobbed iwuzrobbed is offline
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    Default How much do I claim for? Help ASAP!!

    My wife and I remortgaged with HFC/BENEFICIAL FINANCE in November 2006. We think we claim a refund on the PPIicon for a couple of reasons , one of which is that it's only my wife that's covered and not me!!
    We haven't a clue how much to claim for.
    Loan was for 40,000 over 240 months and monthly repayments are loan 504.74, PPI 109.02.
    I find it staggering that we'll be repaying 26,164.80 for the insurance alone!!!!!
    Any help would be greatlyappreciated.

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  2. 23rd November 2008 23:55 #2
    car2403 car2403 is online now
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    Default Re: How much do I claim for? Help ASAP!!

    This should help;

    http://www.consumeractiongroup.co.uk...claimants.html

    Also, this will make your eyes light up...

    http://www.consumeractiongroup.co.uk...isselling.html

    Always happy to help where I can!
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    Advice and comments posted by car2403 are offered purely without prejudice. They reflect only my personal opinion and do not represent the opinion of this forum or it's management. You should always seek legal advice from a qualified legal advisor. As a member of the site team, I disable reputation - reputation points mean nothing, please check my posting credentials yourself and make an informed decision. You shouldn't PM me and await a reply - I may be too late with a response. No replies will be given in Private Messages - just as with getting advice from the forum, getting advice via Private Messages is dangerous. CAG is about sharing successes so others can follow your example, this is primarily why I'm here, so please don't be offended if I don't offer replies in PM that doesn't comply with this. Help CAG to help others by keeping your thread up to date.


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  3. 24th November 2008 22:06 #3
    iwuzrobbed iwuzrobbed is offline
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    Default Re: How much do I claim for? Help ASAP!!

    Mine is a monthly premium so do I claim 24months x 109 quid which would be 2616 and then add 8% which would then be 2825.28. Or is there another interesticon rate I should claim for?

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  4. 25th November 2008 01:15 #4
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    Default Re: How much do I claim for? Help ASAP!!

    You should find out the rate of interesticon that was added to the premiums which will be stated in your Credit Agreement if you have a copy. 8% interest should only be added at Court stage if your file an N1 ...

    'Fortune favours the brave.'








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Reclaim the Right Ltd. - reg.05783665 in the UK reg. office:- 923 Finchley Road London NW11 7PE