Patricia Pearl - Small Claims Procedure - A Practical Guide


An excellent guide for the layperson in how to use the County Court - a must if you are intending to start a claim.

£19.99 + £1.50 (P&P)



Last Will and Testament Kit


Make a legally valid will without the fuss and expense of a solicitor - includes a full step-by-step guide.

£9.99 + £1.50 (P&P)

BAILIFFS - The Law and Your Rights

Written by John Kruse, one of the leading experts on Bailiff Law, this consumer friendly guide is essential reading for anyone who comes into contact with a bailiff.

The book is easy to understand and clearly explains the rights a bailiff has, and also what they cannot do when collecting debts and repossessing goods etc.

£13.95 + £2.00 (P&P)


Reclaim the Right Ltd. - reg. 05783665 in the UK

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Thread: Equita - Help!

  1. 21st November 2008 10:39 #1
    helpmeout! helpmeout! is offline
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    Default Equita - Help!

    OK I'm worried sick and would love some advice. I received 2 letters from equitaicon approx three weeks ago informing me that they have got a Warrant of Execution from Northampton county courticon with regards to unpaid congestion charge.
    I have emailed equitaicon asking to pay the total (approx 400 pounds) over 6 months.
    Will a bailifficon come smashing his way into my flat?!

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  2. 22nd November 2008 00:15 #2
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    Default Re: Equita - Help!

    Moved this to Parking/Traffic Offences forum where you should get advice.



    Link 1. OFT Debt Coll'n Guide - http://www.oft.gov.uk/shared_oft/business_leaflets/consumer_credit/oft664.pdf
    Link 2. Checking your credit Agreement - http://www.consumeractiongroup.co.uk...greements.html
    Link 3. Interest Tutorial - http://www.consumerwiki.co.uk/index....erest_Tutorial
    Link 4. OFT Guide re s.78 CCA1974 Requests - http://www.oft.gov.uk/shared_oft/business_leaflets/consumer_credit/OFT1272.pdf

    Any help and advice is offered in good faith, based solely on my own knowledge and on experience gathered from this site. I am not qualified to offer legal or financial advice, which you should seek from an expert before making any important decisions. My opinions are therefore offered without liability.

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  3. 22nd November 2008 16:54 #3
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    Default Re: Equita - Help!

    Hi welcome to the forums.

    Have you had any paperwork prior to the bailiffsicon contacting you?

    They will persue the registered keeper at the address provided by the DVLA. Are your details up to date with the DVLA and were they correct at the time of alleged contravention?

    You can get the forms here.

    Have a look at this thread here. Different circumstances but the same advice still applies.

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  4. 23rd November 2008 10:49 #4
    tomtubby tomtubby is offline
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    Default Re: Equita - Help!

    If you do not have a car or it is on hire purchase then you have very little to worry about. However, if you have a car then it will be clamped....that is a certainty.

    If you did not receive a Notice to Owner then you can file an Out of Time declaration which will ensure that all bailifficon enforcement will cease intil such time as the application has been determinded. This is approx: 2 months.

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Reclaim the Right Ltd. - reg.05783665 in the UK reg. office:- 923 Finchley Road London NW11 7PE