Written by John Kruse, one of the leading experts on Bailiff Law, this consumer friendly guide is essential reading for anyone who comes into contact with a bailiff.
The book is easy to understand and clearly explains the rights
a bailiff has, and also what they cannot do when collecting debts and repossessing goods etc.
I had some item from creation about 9 month ago on 12 month interest free. Due to pay shortly and im finding it impossible to find the money. I have noticed that the credit agreement is not signed. It is possible to avoid payment. If so what action do i need to take
We do not encourage avoidance of paying debts. You should try and come to an arrangement to pay minimum amounts - if they have not done the paperwork correctly, then that is leverage for them to play fair.
Steven
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GE Money Won unconditionally May 2007 NatWest Won unconditionally August 2007 BrighthouseWon unconditionally August 2007 GoldfishWon unconditionally April 2008 (including CI on the basis of Sempra) Clydesdale Financial Services (now BPF) Won unconditionally February 2008
Any opinions are without prejudice & without liability. Do not take any legal action on my advice alone. Almost everything I know concerning the law I learned from this site.
Please note, I will not give advice by PM. Please send a link to your thread and I will do my best to answer there.