Written by John Kruse, one of the leading experts on Bailiff Law, this consumer friendly guide is essential reading for anyone who comes into contact with a bailiff.
The book is easy to understand and clearly explains the rights
a bailiff has, and also what they cannot do when collecting debts and repossessing goods etc.
I got a letter through the post telling me a bailiff had been at my shop for unpaid Business Rates.
The next day he showed up and asked to come in. Completely oblivious I let him in then he explained that he wanted the money upfront about £800 I only owe the council £475. He then proceeded in telling me that he could not give me anytime to pay and would be taking the goods. After a little chat he said he would levy the goods "walking possession" which I asked him to explain. He then proceeded to take note of all the stock I had in the shop and gave me a sheet of paper to sign. When he left i realised that the debt was only £480 and everything else including £175 enforcement fee was his fees.
What is my stand at this stage I have to pay up by Friday this week. Can I paid the owe debt direct to the council. What happens to the walking possession. Is it legal for him to charge the Enforcement fee and storage fee when the goods are still in my shop? etc The council is refusing to help at this stage I only have 1 day left. Can I give them some money and try to negotiate for the rest?
Oh dear. I am frankly amazed that your council would take this action for such a small amount - come on, name and shame them.
bailiffs are allowed to take 'Walk-in possession' of goods but I am not sure of the legality of their charges. Someone more knowledgeable than me will no doubt explain.
GET ON TO YOUR LOCAL MP as well. In the current climate, if enough of us make big waves, they will act.
How many times did the council contact you with regard to your arrears? Did you offer to clear them, and if so, how?
Business rate and bailiff action
had been at my shop for unpaid Business Rates.
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